Brighthouse Financial, Inc. (BHF)
NEUTRALFundamental
44
Price
$52.09
Market Cap
$3.00B
Part 1 · What the company is worth
Overview
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life products for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, various company-owned life insurance policies, and funding agreements. Brighthouse Financial, Inc. was founded in 1863 and is headquartered in Charlotte, North Carolina.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$6.65B
Trailing 12 months (through 6/30/2026)
Net Income
$831M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
-
Total Equity
$6.77B
Total Liabilities
$234.97B
Current Ratio
-
Interest Coverage
-
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$125.83
Current Price
$52.09
Margin of Safety
+58.6%
Fair Value Range
$81.79 - $169.86
Estimation Methods
Valuation Metrics
P/E Ratio
4.17
ROE
6.4%
P/B Ratio
0.46
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
6.6%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (8)
- EPS shows upward trend
- P/B Ratio 0.46
- Low reliance on intangibles
- Price below Graham Number
- Earnings Surprise avg 46.0%
- Share Dilution -9.3%
- Net Margin Trend 12.5% vs 10.2%
- Piotroski F-Score 6/9
Failed (8)
- Price CAGR -1.27%
- Debt/Equity ratio
- Return on Tangible Assets
- DCF valuation (Unknown)
- ROE -1.1%
- Revenue Growth 5Y -4.5%
- Analyst Consensus 0% Buy
- Earnings Quality (OCF/NI) -0.65
Unavailable (11)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
Low quality: investigate accounting
Share Dilution
Buying back shares. Shareholder friendly
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Eric Thomas Steigerwalt | President, CEO & Director | 63 |
| Mr. Edward Allen Spehar Jr. | Executive VP & CFO | 60 |
| Mr. Myles Joseph Lambert | Executive VP & COO | 50 |
| Mr. John Lloyd Rosenthal C.F.A. | Executive VP & Chief Investment Officer | 64 |
| Ms. Allie Lin J.D. | Executive VP, General Counsel & Corporate Secretary | 47 |
| Ms. Melissa Bush Pavlovich | Chief Accounting Officer | 52 |
| Dr. Jeff Hughes | Executive VP & CTO | - |
| Ms. Dana Amante | Head of Investor Relations | - |
| Ms. Vonda R. Huss | Executive VP & Chief Human Resources Officer | 58 |
| Mr. David Alan Rosenbaum | Executive VP and Head of Product & Underwriting | 49 |
Audit Risk
1
Board Risk
1
Compensation Risk
1
Shareholder Rights Risk
2
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Latest News
Recent headlines for BHF, sourced from Markets Gazette.
- 3/4/2026POSITIVEThe Sleeper Financial Stock That Could Surge Before Wall Street Notices
Brighthouse Financial (BHF) is an under-the-radar stock with a potential 15% upside, targeting $70 per share before Wall Street catches on. Special situations investors should closely monitor this opportunity. The company, specializing in insurance and annuity products, could benefit from a market repricing that has yet to fully discount its intrinsic value and future growth prospects. Analysis suggests the stock may offer a quick and significant return.
- 2/28/2026POSITIVEOverlooked and Undervalued: Why Brighthouse Financial Deserves Attention
Markets Gazette highlights Brighthouse Financial (BHF) as a compelling investment opportunity. The company is categorized as a "special-situation stock," suggesting its current market valuation may not fully reflect its intrinsic potential. Analysts point to prospects for attractive returns, provided that corporate strategies and market conditions unfold as anticipated. This positioning makes it a noteworthy option for investors seeking undervalued assets and long-term growth, with a risk-reward profile that could appeal to those willing to bet on specific scenarios.
via Markets Gazette