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Cardinal Health, Inc. (CAH)

POSITIVE
HealthcareMedical DistributionUnited States

Fundamental

76

Price

$235.28

Market Cap

$53.38B

Part 1 · What the company is worth

Overview

Cardinal Health buys drugs and medical supplies in bulk from manufacturers and delivers them to pharmacies, hospitals and clinics across the United States, usually within a day of the order. It does not make the products it moves — it is the logistics layer between drugmakers and the point of care, operating warehouses, delivery fleets and ordering systems at a scale few competitors can match. A smaller unit also distributes medical devices and other health products directly to providers.

How it makes money

Revenue is booked when a shipment reaches the customer, and pharmaceutical distribution runs on razor-thin margins — the company makes its money on enormous volume rather than markup per unit, plus fees for services like inventory management. A specialty pharmaceuticals business, which handles higher-value drugs requiring cold chains or special handling, carries a better margin and has become the main source of profit growth.

Revenue by segment

Pharmaceutical and Specialty Solutions92.4%

Bulk distribution of branded and generic drugs, plus specialty pharmaceuticals, to pharmacies, hospitals and physician practices.

Global Medical Products and Distribution5%

Distribution and, in part, manufacture of medical, surgical and laboratory products used in hospitals and clinics.

Other2.7%

Nuclear pharmacy and precision health services, freight logistics for healthcare shippers, and home-based care supplies.

Competitive moat

Scale · Narrow

Pharmaceutical distribution in the U.S. is effectively a three-company business alongside McKesson and Cencora, because building the warehouse network, delivery infrastructure and DEA-licensed handling capability needed to serve pharmacies nationwide requires scale that new entrants cannot easily match. The advantage is narrow: the three distributors compete hard for the same hospital and pharmacy chains, keeping margins thin.

What drives demand

Defensive

People need prescription drugs and medical supplies regardless of the state of the economy, which makes distribution volume one of the steadiest revenue streams in retail-adjacent business. The main swings come not from the economic cycle but from drug pricing changes, new generic launches, and one-off customer contract gains or losses.

Key risks

  • Opioid litigation liabilities — Cardinal Health remains a defendant in opioid-distribution lawsuits and is paying out under a national settlement agreement — roughly $6.3 billion committed over 18 years — with continuing annual payments through 2038.
  • Controlled-substance regulation — As a distributor of controlled substances, the company must hold valid DEA registrations and meet strict security and monitoring standards; a licensing suspension or compliance failure at any facility can halt shipments and trigger penalties.
  • Customer concentration — A small number of large customers, led by CVS Health, generate a disproportionate share of revenue; losing one or seeing it shift volume to a competitor would have an outsized effect on results.
  • Thin and pressured margins — The company operates in a highly competitive market where customers and suppliers continually push for better pricing; if it cannot offset these pressures through cost control or higher-margin services, profitability suffers.

Customer concentration

Top customers account for 43% of revenue

CVS Health alone accounted for 28% of fiscal 2026 revenue, and the five largest customers together made up 43%. Losing or renegotiating a single one of these relationships would move the company's results materially.

The case for

Buyers argue that fiscal 2026's 14% revenue growth and 30% jump in non-GAAP operating earnings show the specialty pharmaceuticals and GMPD businesses are finally offsetting the low-margin core, and that a nearly closed opioid settlement removes years of legal overhang.

The case against

Sellers worry that a business this dependent on CVS Health and a handful of other giants has little pricing power of its own, that generic drug price deflation keeps squeezing the core distribution margin, and that new tariffs on imported generics could hit supply and cost at the same time.

Written by the editors, published on August 18, 2026

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balance Sheet & Liquidity

Revenue

$244.67B

Trailing 12 months (through 12/31/2025)

Net Income

$1.66B

Trailing 12 months (through 12/31/2025)

Free Cash Flow

$4.53B

Total Equity

$-2.88B

Total Liabilities

$60.02B

Current Ratio

0.91

Interest Coverage

8.02

Debt/EBITDA

2.79

Earnings Per Share

Revenue & Net Income

Free Cash Flow

Income Breakdown

Historical statement

Margins over time

Debt over time

How heavy the debt is

Growth grid

Growth — Revenue

Fair Value Estimation

Fairly Valued

Fair Value

$266.81

Current Price

$235.28

Margin of Safety

+11.8%

Fair Value Range

$173.43 - $360.19

Estimation Methods

Analyst Target:$270.94
DCF:$498.19
PE-based:$136.39
Graham Growth:$117.70
EPV:$96.52
Analyst Consensus:Strong Buy (20B / 3H / 0S)
Last Earnings Surprise:+19.05%

Valuation Metrics

P/E Ratio

33.43

ROE

-59.5%

P/B Ratio

-

P/FCF

9.82

Gross Margin

3.7%

ROIC

13.6%

Profitability Radar

Value Creation (Economic Moat)

ROIC

13.6%

WACC

7.2%

ROIC − WACC

+6.4 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Fundamental Analysis Criteria

Passed (18)

  • EPS shows upward trend
  • Price CAGR 12.30%
  • ROIC 13.5%
  • P/FCF 9.82
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • ROE 37.2%
  • Revenue Growth 5Y 7.8%
  • Analyst Consensus 87% Buy
  • Earnings Surprise avg 14.2%
  • Earnings Quality (OCF/NI) 3.67
  • Share Dilution -2.0%
  • Net Margin Trend 0.7% vs 0.6%
  • Piotroski F-Score 8/9

Failed (5)

  • EPS CAGR 4.95%
  • Gross Margin 3.7%
  • Operating Margin 1.0%
  • Low reliance on intangibles
  • DCF valuation (Overvalued)

Unavailable (5)

  • P/B Ratio NaN
  • Dividend Payout NaN%
  • Debt/Equity ratio
  • Price below Graham Number
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

8/9

Strong financial health

score
criteria

Earnings Quality

3.67

High quality: earnings backed by cash

Share Dilution

-2.0%

Buying back shares. Shareholder friendly

Governance

Executive Team

NameTitleAge
Mr. Jason M. HollarCEO & Director52
Ms. Deborah L. WeitzmanChief Executive Officer of Pharmaceutical & Specialty Solutions Segment60
Ms. Mary C. SchererSenior VP & Chief Accounting Officer-
Ms. Valerie Christine PitteroffChief Human Resources Officer-
Mr. Craig CowmanPresident of Biopharma Solutions & Strategic Sourcing-

Audit Risk

9

Board Risk

1

Compensation Risk

1

Shareholder Rights Risk

1

Part 2 · The price and when to enter

This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.

Latest News

Recent headlines for CAH, sourced from Markets Gazette.

  • 6/15/2026NEGATIVE
    Top 3 Health Care Stocks That May Collapse This Quarter

    Cardinal Health (CAH) is flagged with a Relative Strength Index (RSI) of 77.7, indicating it is significantly overbought. This technical indicator suggests the stock's price may have risen too quickly and could be due for a correction. While the article mentions positive price action for another stock, TGTX, the primary focus on CAH's overbought condition presents a potential downside risk for investors holding the stock. The RSI levels for TGTX (79.8) and AMRX (76.9) also signal overbought conditions, but CAH is presented as a key warning.

  • 3/30/2026NEUTRAL
    Here's How Much You Would Have Made Owning Cardinal Health Stock In The Last 5 Years

    An analysis of Cardinal Health Inc. stock performance over the past five years reveals a significant return for investors. While specific figures are not detailed in this summary, the article implies a substantial positive trajectory for the healthcare services company. This historical performance data could be of interest to potential investors looking at long-term value and stability within the healthcare sector, suggesting a potentially resilient investment over the period analyzed.

  • 3/10/2026NEUTRAL
    Here's How Much $100 Invested In Cardinal Health 5 Years Ago Would Be Worth Today

    An investment of $100 in Cardinal Health Inc. five years ago would have grown to approximately $245 today, representing a significant return on investment. This performance reflects the company's steady growth and resilience in the healthcare sector. For investors, this historical data point highlights Cardinal Health's potential as a long-term holding, underscoring its ability to generate consistent value through strategic operations and market positioning.

  • 3/5/2026POSITIVE
    If You Invested $100 In Cardinal Health Stock 5 Years Ago, You Would Have This Much Today

    An investment of $100 in Cardinal Health (CAH) stock five years ago would have grown to approximately $270 today, yielding a 170% return. This highlights the stock's strong medium-term performance, outperforming many other healthcare players. Growth has been driven by a combination of expansion in its pharmaceutical and medical device businesses, alongside efficient cost management. For investors, Cardinal Health represents an attractive option in the healthcare sector, demonstrating resilience and value creation over time.

via Markets Gazette