WSFS Financial Corporation (WSFS)
POSITIVEFundamental
73
Price
$78.77
Market Cap
$4.09B
Part 1 · What the company is worth
Overview
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.
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Direct competitors
Who this company fights with for the same customers
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Balance Sheet & Liquidity
Revenue
$1.10B
Trailing 12 months (through 6/30/2026)
Net Income
$320M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$214M
Total Equity
$2.74B
Total Liabilities
$18.59B
Current Ratio
-
Interest Coverage
0.57
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$68.21
Current Price
$78.77
Margin of Safety
-15.5%
Fair Value Range
$44.33 - $92.08
Estimation Methods
Valuation Metrics
P/E Ratio
13.31
ROE
10.5%
P/B Ratio
1.49
P/FCF
16.70
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
9.8%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (18)
- EPS shows upward trend
- Price CAGR 5.59%
- P/FCF 16.70
- P/B Ratio 1.49
- Operating Margin 38.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.7%
- Revenue Growth 5Y 22.5%
- Analyst Consensus 67% Buy
- Earnings Surprise avg 11.7%
- PEG Ratio 0.74
- Earnings Quality (OCF/NI) 0.77
- Share Dilution -5.6%
- Net Margin Trend 29.1% vs 25.3%
- Piotroski F-Score 5/9
Failed (4)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
Unavailable (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
Moderate: some gap between profits and cash
Share Dilution
Buying back shares. Shareholder friendly
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Rodger Levenson | Chairman, President & CEO | 64 |
| Mr. David Burg | Executive VP & CFO | 51 |
| Mr. Arthur J. Bacci | Executive VP & COO | 63 |
| Ms. Lisa M. Brubaker | Executive VP & Chief Human Resources Officer | 61 |
| Ms. Shari A. Kruzinski | Executive VP & Chief Consumer Banking Officer | 55 |
| Mr. Charles K. Mosher CPA | Senior VP & Chief Accounting Officer | - |
| Ms. Shilpa Kumar | Senior VP & Head of Corporate Finance | - |
| Mr. Allan Matyger | Executive VP & Chief Information Officer | 46 |
| Ms. Lisa Washington | Senior VP, Secretary & Chief Legal Officer | 57 |
| Ms. Lynn Hobson | Senior VP & Chief Marketing Officer | - |
Audit Risk
4
Board Risk
4
Compensation Risk
1
Shareholder Rights Risk
7
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Latest News
Recent headlines for WSFS, sourced from Markets Gazette.