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BancFirst Corporation (BANF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

64

Kurs

$111.13

Marktkapitalisierung

$3.81B

Teil 1 · Was das Unternehmen wert ist

Übersicht

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

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Bilanz & Liquidität

Umsatz

$723M

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$252M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$237M

Gesamtes Eigenkapital

$1.85B

Gesamtverbindlichkeiten

$12.98B

Current Ratio

-

Zinsdeckungsgrad

0.62

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$109.95

Aktueller Kurs

$111.13

Sicherheitsmarge

-1.1%

Innerer-Wert-Spanne

$80.83 - $139.07

Bewertungsmethoden

Analyst price target:$124.33
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$109.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$126.97
Dividend discount (Gordon):$46.27
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Verkaufen (0B / 5H / 3S)
Letzte Gewinnüberraschung:+6.95%

Bewertungskennzahlen

P/E-Verhältnis

15.19

ROE

13.0%

P/B-Verhältnis

1.93

P/FCF

15.41

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

8.2%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (15)

  • EPS shows upward trend
  • EPS CAGR 7.95%
  • Price CAGR 9.27%
  • P/FCF 15.41
  • P/B Ratio 1.93
  • Operating Margin 44.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 13.6%
  • Revenue Growth 5Y 11.1%
  • PEG Ratio 0.83
  • Earnings Quality (OCF/NI) 1.15
  • Share Dilution 0.7%
  • Piotroski F-Score 6/9

Nicht bestanden (8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 1.0%
  • Net Margin Trend 34.8% vs 35.4%

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.15

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

0.7%

Aktienanzahl ist stabil

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. David R. HarlowPresident, CEO & Director62
Ms. Hannah AndrusExecutive VP, CFO, Treasurer & Principal Accounting Officer39
Mr. John K. Slay Jr.Executive VP & Chief Credit Officer of BancFirst60
Mr. B. Scott CopelandExecutive VP & COO of BancFirst60
Ms. Dara WanzerExecutive Vice President of Human Resources - BancFirst53
Mr. D. Jay HannahExecutive VP & Chief Communications Officer of BancFirst69
Mr. Jason A. CarrollExecutive VP & Chief Risk Officer45
Mr. Brian Wade PiersonSenior VP & Secretary68
Mr. Harry SmithPresident of Pegasus Bank-
Ms. Laura J. RatliffAdvisory Director-

Prüfungsrisiko

5

Vorstandsrisiko

7

Vergütungsrisiko

6

Aktionärsrechterisiko

1

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

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