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Banner Corporation (BANR)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

71

Kurs

$70.38

Marktkapitalisierung

$2.42B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; one- to four-family residential real estate lending; construction, land, and land development loans; commercial business loans; agricultural mortgage and business loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and loan solicitation and processing services. In addition, it provides electronic and digital banking services comprising debit cards and ATM programs, internet banking, remote deposit capture, and mobile banking services. The company was founded in 1890 and is based in Walla Walla, Washington.

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Bilanz & Liquidität

Umsatz

$632M

Geschäftsjahr zum 31.12.2025

Nettogewinn

$195M

Geschäftsjahr zum 31.12.2025

Freier Cashflow

$248M

Gesamtes Eigenkapital

$1.95B

Gesamtverbindlichkeiten

$14.41B

Current Ratio

-

Zinsdeckungsgrad

0.12

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wie schwer die Schulden wiegen

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$68.18

Aktueller Kurs

$70.38

Sicherheitsmarge

-3.2%

Innerer-Wert-Spanne

$55.33 - $81.03

Bewertungsmethoden

Analyst price target:$76.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$66.39
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$74.99
Dividend discount (Gordon):$40.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Kaufen (8B / 5H / 0S)
Letzte Gewinnüberraschung:-4.69%

Bewertungskennzahlen

P/E-Verhältnis

12.64

ROE

10.0%

P/B-Verhältnis

1.20

P/FCF

8.44

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (15)

  • EPS shows upward trend
  • P/FCF 8.44
  • P/B Ratio 1.20
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.7%
  • Revenue Growth 5Y 6.8%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 5.2%
  • PEG Ratio 1.04
  • Earnings Quality (OCF/NI) 1.41
  • Share Dilution 0.1%
  • Piotroski F-Score 6/9

Nicht bestanden (5)

  • Price CAGR 2.46%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

Nicht verfügbar (7)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-Score

6/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.41

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

0.1%

Aktienanzahl ist stabil

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Mark J. GrescovichPresident, CEO & Director61
Mr. Robert G. ButterfieldExecutive VP, CFO & Treasurer56
Ms. Cynthia D. PurcellExecutive VP and Chief Strategy & Administration Officer of Banner Bank68
Mr. James M. CostaExecutive VP & COO of Banner Bank56
Mr. Mark Charles BorreccoEVP & Chief Banking Officer53
Ms. Janet M. BrownExecutive VP & Chief Information Officer57
Mr. Rich ArnoldHead of Investor Relations-
Ms. Sherrey L. LuetjenExecutive VP, General Counsel, Ethics Officer & Secretary53
Ms. Kayleen R. KohlerExecutive Vice President of Human Resources52
Ms. Jill M. RiceExecutive VP & Chief Credit Officer59

Prüfungsrisiko

2

Vorstandsrisiko

2

Vergütungsrisiko

1

Aktionärsrechterisiko

4

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

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