Credit Acceptance Corporation (CACC)
POSITIVEFundamental
77
Kurs
$605.41
Marktkapitalisierung
$6.30B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Bilanz & Liquidität
Umsatz
$2.33B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$502M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$1.05B
Gesamtes Eigenkapital
$1.52B
Gesamtverbindlichkeiten
$7.11B
Current Ratio
0.03
Zinsdeckungsgrad
-
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$516.68
Aktueller Kurs
$605.41
Sicherheitsmarge
-17.2%
Innerer-Wert-Spanne
$429.55 - $603.81
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
13.30
ROE
27.8%
P/B-Verhältnis
3.94
P/FCF
5.13
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-
WACC
10.0%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (16)
- EPS shows upward trend
- EPS CAGR 13.77%
- Price CAGR 10.70%
- P/FCF 5.13
- Positive Free Cash Flow
- CapEx intensity
- Return on Tangible Assets
- Low reliance on intangibles
- DCF valuation (Undervalued)
- ROE 32.4%
- Revenue Growth 5Y 6.8%
- PEG Ratio 1.32
- Earnings Quality (OCF/NI) 2.44
- Share Dilution -6.6%
- Net Margin Trend 21.5% vs 18.7%
- Piotroski F-Score 6/9
Nicht bestanden (5)
- P/B Ratio 3.94
- Debt/Equity ratio
- Price below Graham Number
- Analyst Consensus 0% Buy
- Earnings Surprise avg -4.0%
Nicht verfügbar (7)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
- Debt/EBITDA
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Vinayak R. Hegde | CEO, President & Director | 55 |
| Mr. Douglas W. Busk | Chief Treasury Officer | 65 |
| Mr. Joseph Billante III | CFO and Principal Financial & Accounting Officer | 49 |
| Mr. Jonathan L. Lum | Chief Operating Officer | 48 |
| Ms. Erin J. Kerber | Chief Legal Officer, Chief Compliance Officer & Secretary | 45 |
| Mr. Robert Bourrier | Chief Sales Officer | - |
Prüfungsrisiko
6
Vorstandsrisiko
4
Vergütungsrisiko
10
Aktionärsrechterisiko
4
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for CACC, sourced from Markets Gazette.
- 3/13/2026POSITIVECredit Acceptance Is 'The Only Non-Prime Lender Worth Owning,' Citron Says
Citron Research has issued a strong endorsement for Credit Acceptance Corporation (CACC), designating it as the sole non-prime lender meriting investment. The influential research firm has established a fair value target of $714 for the company's stock. This optimistic outlook suggests Citron believes CACC is uniquely positioned within its sector, potentially due to superior risk management, underwriting capabilities, or market share. Investors should note this high conviction call from a prominent short-seller turned long-term advocate, which could signal significant upside potential if CACC's business performance aligns with Citron's projections.
via Markets Gazette