Commerce Bancshares, Inc. (CBSH)
NEUTRALFundamental
61
Kurs
$58.08
Marktkapitalisierung
$8.44B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
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Direct competitors
Who this company fights with for the same customers
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Bilanz & Liquidität
Umsatz
$1.86B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$584M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$592M
Gesamtes Eigenkapital
$3.79B
Gesamtverbindlichkeiten
$29.10B
Current Ratio
-
Zinsdeckungsgrad
0.64
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$59.90
Aktueller Kurs
$58.08
Sicherheitsmarge
+3.0%
Innerer-Wert-Spanne
$44.48 - $75.31
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
14.37
ROE
14.9%
P/B-Verhältnis
1.93
P/FCF
6.93
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (13)
- EPS shows upward trend
- P/FCF 6.93
- P/B Ratio 1.93
- Operating Margin 40.7%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 14.4%
- Revenue Growth 5Y 5.1%
- PEG Ratio 1.43
- Earnings Quality (OCF/NI) 2.16
- Share Dilution -1.7%
- Piotroski F-Score 7/9
Nicht bestanden (10)
- EPS CAGR 3.53%
- Price CAGR 3.07%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Fairly valued)
- Analyst Consensus 40% Buy
- Earnings Surprise avg 1.0%
- Net Margin Trend 31.3% vs 32.5%
Nicht verfügbar (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Starke finanzielle Gesundheit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. John W. Kemper | President, CEO & Director | 47 |
| Mr. Charles G. Kim | Executive VP & CFO | 64 |
| Mr. Kevin Gene Barth | Executive Vice President | 64 |
| Mr. Robert S. Holmes | Executive Vice President | 61 |
| Mr. John Koeneman Handy | Executive Vice President | 61 |
| Mr. David W. Kemper | Executive Chairman | 74 |
| Mr. Steven A. Brandjord | Corporate Controller & Chief Accounting Officer | - |
| Mr. Matthew Burkemper | Director of Finance, Corporate Development & Investor Relations | - |
| Ms. Margaret M. Rowe | Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management | 60 |
| Mr. Douglas D. Neff | Senior Vice President | 56 |
Prüfungsrisiko
2
Vorstandsrisiko
5
Vergütungsrisiko
5
Aktionärsrechterisiko
7
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for CBSH, sourced from Markets Gazette.
- 2/26/2026POSITIVEWaterford Advisors Loads Up on CBSH, Buying 44,000 Shares
Waterford Advisors has significantly increased its stake in Commerce Bancshares Inc., acquiring a substantial 44,000 shares of the company. This strategic move by a financial advisor of this stature signals strong confidence in the bank's future prospects. Commerce Bancshares, recognized for its diversified banking and wealth management services, operates a robust network of 287 locations across the Midwest. Waterford's substantial investment could be interpreted by the market as a positive indicator, suggesting that institutional investors perceive value and growth potential in Commerce Bancshares' business model and regional coverage. This development might attract further investor attention, potentially influencing the stock's valuation positively in the short to medium term.
via Markets Gazette