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Eastern Bankshares, Inc. (EBC)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

60

Kurs

$22.32

Marktkapitalisierung

$5.20B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

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Who this company fights with for the same customers

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Bilanz & Liquidität

Umsatz

$1.12B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$376M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

-

Gesamtes Eigenkapital

$4.34B

Gesamtverbindlichkeiten

$26.25B

Current Ratio

-

Zinsdeckungsgrad

0.43

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$21.73

Aktueller Kurs

$22.32

Sicherheitsmarge

-2.7%

Innerer-Wert-Spanne

$19.51 - $23.95

Bewertungsmethoden

Analyst price target:$25.13
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$20.36
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$20.24
Dividend discount (Gordon):Not enough data to compute it
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Kaufen (9B / 3H / 0S)
Letzte Gewinnüberraschung:+5.01%

Bewertungskennzahlen

P/E-Verhältnis

12.72

ROE

2.0%

P/B-Verhältnis

1.21

P/FCF

-

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

8.9%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (11)

  • EPS shows upward trend
  • Price CAGR 5.70%
  • P/B Ratio 1.21
  • Operating Margin 35.8%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Analyst Consensus 75% Buy
  • PEG Ratio 0.47
  • Earnings Quality (OCF/NI) 1.08
  • Net Margin Trend 33.5% vs -10.2%

Nicht bestanden (7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Earnings Surprise avg -2.2%
  • Share Dilution 13.3%
  • Piotroski F-Score 4/9

Nicht verfügbar (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA
  • Revenue Growth 5Y (Finnhub)

Piotroski F-Score

4/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.08

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

13.3%

Neue Aktien werden ausgegeben, Eigentum wird verwässert

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Robert Francis RiversExecutive Chairman of the Board60
Mr. Denis K. SheahanCEO & Director59
Mr. Quincy Lee MillerPresident, Member of Advisory Board & COO50
Mr. R. David Rosato C.F.A.CFO & Treasurer63
Mr. Donald Michael WestermannExecutive VP & Chief Information Officer47
Mr. Andrew S. HersomSenior VP & Head of Investor Relations-
Ms. Kathleen Cloherty Henry Esq.Executive VP, General Counsel & Corporate Secretary52
Mr. Andrew J. RavensCorporate Communications Manager-
Ms. Danielle F. Remis HackelExecutive VP & Chief Marketing Officer55
Ms. Jennifer WamboldExecutive VP & Chief People Officer-

Prüfungsrisiko

4

Vorstandsrisiko

4

Vergütungsrisiko

5

Aktionärsrechterisiko

4

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

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