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First Interstate BancSystem, Inc. (FIBK)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

58

Kurs

$36.91

Marktkapitalisierung

$3.57B

Teil 1 · Was das Unternehmen wert ist

Übersicht

First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.

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Bilanz & Liquidität

Umsatz

$1.07B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$324M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

-

Gesamtes Eigenkapital

$3.45B

Gesamtverbindlichkeiten

$23.19B

Current Ratio

-

Zinsdeckungsgrad

0.51

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$40.63

Aktueller Kurs

$36.91

Sicherheitsmarge

+9.2%

Innerer-Wert-Spanne

$38.28 - $42.98

Bewertungsmethoden

Analyst price target:$37.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$44.15
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$41.77
Dividend discount (Gordon):$38.96
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Halten (1B / 7H / 5S)
Letzte Gewinnüberraschung:+33.07%

Bewertungskennzahlen

P/E-Verhältnis

11.49

ROE

8.8%

P/B-Verhältnis

1.07

P/FCF

-

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

8.7%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (12)

  • EPS shows upward trend
  • P/B Ratio 1.07
  • Operating Margin 39.0%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.6%
  • Revenue Growth 5Y 22.0%
  • Earnings Surprise avg 26.9%
  • Earnings Quality (OCF/NI) 0.84
  • Share Dilution -0.4%
  • Net Margin Trend 30.3% vs 22.8%
  • Piotroski F-Score 7/9

Nicht bestanden (8)

  • EPS CAGR 3.92%
  • Price CAGR -1.26%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Analyst Consensus 8% Buy
  • PEG Ratio 3.77

Nicht verfügbar (8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Starke finanzielle Gesundheit

score
criteria

Gewinnqualität

0.84

Mittel: Gewisse Differenz zwischen Gewinn und Cashflow

Aktienverwässerung

-0.4%

Aktienrückkäufe. Aktionärsfreundlich

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. James A. ReuterPresident, CEO & Director60
Mr. David P. Della Camera C.F.A.Executive VP & CFO31
Ms. Lori A. MeyerExecutive VP & Chief Information Officer47
Sara BeckerDirector of Marketing and Communications-
Ms. Rachel B. TurittoExecutive VP & Chief Human Resources Officer-
Ms. Tawnya SchoolitzInterim Chief Risk Officer-
Mr. Dale DaughertyChief Information Security Officer-
Mr. Christopher L. SheplerExecutive VP & Chief Banking Officer49
Ms. Leslie A. ScharfeChief of Staff-
Mr. Ryan J. BoscheeExecutive VP & Chief Credit Officer-

Prüfungsrisiko

4

Vorstandsrisiko

3

Vergütungsrisiko

1

Aktionärsrechterisiko

1

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

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