Independent Bank Corp. (INDB)
NEUTRALFundamental
61
Kurs
$83.17
Marktkapitalisierung
$3.96B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate settlement, financial planning, tax services, and other services; debit and credit cards; and mutual fund and unit investment trust shares, third party model portfolios, general securities, fixed and variable annuities, and life insurance products, as well as advisory platforms. Further, the company invests in low-income housing tax credit projects; holds, maintains, and disposes foreclosed properties; and operates as an investment advisor. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.
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Bilanz & Liquidität
Umsatz
$1.00B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$271M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$239M
Gesamtes Eigenkapital
$3.57B
Gesamtverbindlichkeiten
$21.35B
Current Ratio
-
Zinsdeckungsgrad
0.42
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$63.15
Aktueller Kurs
$83.17
Sicherheitsmarge
-31.7%
Innerer-Wert-Spanne
$45.16 - $81.14
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
15.10
ROE
5.8%
P/B-Verhältnis
1.13
P/FCF
13.02
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (14)
- EPS shows upward trend
- EPS CAGR 10.64%
- P/FCF 13.02
- P/B Ratio 1.13
- Operating Margin 34.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 7.7%
- Revenue Growth 5Y 18.3%
- Analyst Consensus 77% Buy
- Earnings Quality (OCF/NI) 1.19
- Net Margin Trend 27.0% vs 26.5%
Nicht bestanden (9)
- Price CAGR 1.74%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -1.7%
- PEG Ratio 3.68
- Share Dilution 8.7%
- Piotroski F-Score 3/9
Nicht verfügbar (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Ernsthafte finanzielle Bedenken
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Neue Aktien werden ausgegeben, Eigentum wird verwässert
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Jeffrey J. Tengel | President, CEO & Director | 62 |
| Mr. Mark J. Ruggiero CPA | Chief Financial Officer | 48 |
| Ms. Patricia M. Natale Esq. | Executive VP, General Counsel & Corporate Secretary | 59 |
| Mr. Lee C. Powlus | Executive VP & Chief Administrative Officer of Rockland Trust Company | 64 |
| Mr. James Rizzo | Executive VP & Chief Commercial Banking Officer of Rockland Trust Company | 62 |
| Mr. David Byron Smith C.F.A. | Executive VP & Chief Investment Officer | - |
| Ms. Maureen A. Gaffney | Senior VP, Controller & Principal Accounting Officer | 46 |
| Mr. Alastair Ironside | Executive VP & Chief Marketing Officer | - |
| Ms. Maria S. Harris | Executive VP & Chief Human Resource Officer of Rockland Trust Company | 54 |
| Mr. Timothy C. Lane | Executive VP & Chief Internal Auditor | - |
Prüfungsrisiko
4
Vorstandsrisiko
1
Vergütungsrisiko
2
Aktionärsrechterisiko
6
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for INDB, sourced from Markets Gazette.