Marqeta, Inc. (MQ)
NEUTRALFundamental
59
Kurs
$16.30
Marktkapitalisierung
$1.72B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
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Who this company fights with for the same customers
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Bilanz & Liquidität
Umsatz
$677M
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$10M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$161M
Gesamtes Eigenkapital
$762M
Gesamtverbindlichkeiten
$763M
Current Ratio
1.66
Zinsdeckungsgrad
-
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$12.31
Aktueller Kurs
$16.30
Sicherheitsmarge
-32.5%
Innerer-Wert-Spanne
$8.00 - $16.62
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
181.22
ROE
-1.8%
P/B-Verhältnis
2.21
P/FCF
7.98
Bruttomarge
70.0%
ROIC
-1.4%
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-1.4%
WACC
11.3%
ROIC − WACC
-12.7 pp
ROIC is below the cost of capital — the company is destroying value for every dollar invested.
Fundamentalanalyse-Kriterien
Bestanden (14)
- EPS shows upward trend
- Gross Margin 70.0%
- P/FCF 7.98
- P/B Ratio 2.21
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Revenue Growth 5Y 16.6%
- Earnings Surprise avg 412.2%
- Earnings Quality (OCF/NI) 19.25
- Share Dilution -14.9%
- Net Margin Trend 1.5% vs -11.7%
- Piotroski F-Score 5/9
Nicht bestanden (9)
- Price CAGR -24.95%
- ROIC -1.4%
- Operating Margin -1.9%
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Unknown)
- ROE 1.4%
- Analyst Consensus 41% Buy
Nicht verfügbar (4)
- Dividend Payout NaN%
- Interest Coverage
- Debt/EBITDA
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Michael Milotich | CEO & Director | 48 |
| Mr. Jason M. Gardner | Founder & Non Executive Director | 55 |
| Ms. Crystal Sumner J.D. | Chief Administrative Officer & Corporate Secretary | 41 |
| Mr. Todd Pollak | Chief Revenue Officer | 49 |
| Mr. Lukasz Strozek | Chief Technology Officer | - |
| Ms. Stacey Finerman | Vice President of Investor Relations | - |
| Mr. Alan Richard Carlisle | Chief Compliance Officer | 51 |
| Ms. Karna Crawford | Chief Marketing Officer | - |
| Ms. Helena Day Christianson | Chief People Officer | - |
| Ms. Heather Gantt-Evans | Chief Information Security Officer | - |
Prüfungsrisiko
1
Vorstandsrisiko
4
Vergütungsrisiko
10
Aktionärsrechterisiko
10
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for MQ, sourced from Markets Gazette.