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Bank OZK (OZK)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

72

Kurs

$49.24

Marktkapitalisierung

$5.41B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

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Bilanz & Liquidität

Umsatz

$1.74B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$691M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$732M

Gesamtes Eigenkapital

$6.13B

Gesamtverbindlichkeiten

$34.66B

Current Ratio

-

Zinsdeckungsgrad

-

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wie schwer die Schulden wiegen

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

Unterbewertet

Innerer Wert

$133.76

Aktueller Kurs

$49.24

Sicherheitsmarge

+63.2%

Innerer-Wert-Spanne

$86.94 - $180.57

Bewertungsmethoden

Analyst Target:$54.67
DCF:$292.31
PE-based:$51.75
Graham Growth:$289.36
EPV:$61.24
Analystenkonsens:Halten (6B / 7H / 1S)
Letzte Gewinnüberraschung:-0.05%

Bewertungskennzahlen

P/E-Verhältnis

8.00

ROE

11.7%

P/B-Verhältnis

0.89

P/FCF

7.49

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

8.6%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (13)

  • EPS shows upward trend
  • EPS CAGR 10.86%
  • P/FCF 7.49
  • P/B Ratio 0.89
  • Positive Free Cash Flow
  • CapEx intensity
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 11.2%
  • Revenue Growth 5Y 6.3%
  • PEG Ratio 0.38
  • Earnings Quality (OCF/NI) 1.17
  • Share Dilution -0.8%

Nicht bestanden (6)

  • Price CAGR -0.62%
  • Debt/Equity ratio
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 41.4% vs 43.2%
  • Piotroski F-Score 3/9

Nicht verfügbar (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles

Piotroski F-Score

3/9

Ernsthafte finanzielle Bedenken

score
criteria

Gewinnqualität

1.17

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

-0.8%

Aktienrückkäufe. Aktionärsfreundlich

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. George G. Gleason IIChairman & CEO71
Mr. Paschall Brannon HamblenPresident59
Mr. Tim Hicks CPAChief Financial Officer52
Ms. Cynthia WolfeChief Operating Officer59
Mr. John CarterChief Credit Officer44
Mr. Stan ThomasChief Accounting Officer53
Mr. Jason CatheyChief Information Officer43
Ms. Tamara GothamChief Administrative Officer41
Ms. Helen Woodyard Brown J.D.General Counsel & Corporate Secretary47
Ms. Candace GrahamExecutive VP & Director of Corporate Communication-

Prüfungsrisiko

1

Vorstandsrisiko

5

Vergütungsrisiko

1

Aktionärsrechterisiko

3

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

Recent headlines for OZK, sourced from Markets Gazette.

  • 4/22/2026NEUTRAL
    Bank OZK Q1 2026 Earnings Call Transcript

    Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.

via Markets Gazette