Pinnacle Financial Partners, Inc. (PNFP)
NEUTRALFundamental
64
Kurs
$100.65
Marktkapitalisierung
$15.48B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.
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Bilanz & Liquidität
Umsatz
$3.31B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$821M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$679M
Gesamtes Eigenkapital
$7.04B
Gesamtverbindlichkeiten
$50.66B
Current Ratio
-
Zinsdeckungsgrad
0.50
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$67.69
Aktueller Kurs
$100.65
Sicherheitsmarge
-48.7%
Innerer-Wert-Spanne
$44.00 - $91.38
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
12.69
ROE
9.1%
P/B-Verhältnis
2.20
P/FCF
22.79
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-
WACC
10.5%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (17)
- EPS shows upward trend
- EPS CAGR 6.31%
- P/FCF 22.79
- P/B Ratio 2.20
- Operating Margin 38.0%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 7.6%
- Revenue Growth 5Y 16.6%
- Analyst Consensus 77% Buy
- Earnings Surprise avg 2.5%
- PEG Ratio 1.33
- Earnings Quality (OCF/NI) 1.18
- Share Dilution -0.2%
- Net Margin Trend 31.2% vs 27.4%
- Piotroski F-Score 6/9
Nicht bestanden (6)
- Price CAGR 3.97%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
Nicht verfügbar (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Michael Terry Turner | Founder & Chairman | 70 |
| Mr. Robert A. McCabe Jr. | Founder, Executive VP, Chief Banking Officer & Vice Chair | 74 |
Prüfungsrisiko
1
Vorstandsrisiko
4
Vergütungsrisiko
2
Aktionärsrechterisiko
2
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for PNFP, sourced from Markets Gazette.