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Pinnacle Financial Partners, Inc. (PNFP)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

64

Kurs

$100.65

Marktkapitalisierung

$15.48B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

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Bilanz & Liquidität

Umsatz

$3.31B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$821M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$679M

Gesamtes Eigenkapital

$7.04B

Gesamtverbindlichkeiten

$50.66B

Current Ratio

-

Zinsdeckungsgrad

0.50

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankÜberbewertet

Innerer Wert

$67.69

Aktueller Kurs

$100.65

Sicherheitsmarge

-48.7%

Innerer-Wert-Spanne

$44.00 - $91.38

Bewertungsmethoden

Analyst price target:$119.25
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$69.63
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$52.19
Dividend discount (Gordon):$19.41
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Starker Kauf (20B / 6H / 0S)
Letzte Gewinnüberraschung:-0.34%

Bewertungskennzahlen

P/E-Verhältnis

12.69

ROE

9.1%

P/B-Verhältnis

2.20

P/FCF

22.79

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

10.5%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (17)

  • EPS shows upward trend
  • EPS CAGR 6.31%
  • P/FCF 22.79
  • P/B Ratio 2.20
  • Operating Margin 38.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 7.6%
  • Revenue Growth 5Y 16.6%
  • Analyst Consensus 77% Buy
  • Earnings Surprise avg 2.5%
  • PEG Ratio 1.33
  • Earnings Quality (OCF/NI) 1.18
  • Share Dilution -0.2%
  • Net Margin Trend 31.2% vs 27.4%
  • Piotroski F-Score 6/9

Nicht bestanden (6)

  • Price CAGR 3.97%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.18

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

-0.2%

Aktienrückkäufe. Aktionärsfreundlich

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Michael Terry TurnerFounder & Chairman70
Mr. Robert A. McCabe Jr.Founder, Executive VP, Chief Banking Officer & Vice Chair74

Prüfungsrisiko

1

Vorstandsrisiko

4

Vergütungsrisiko

2

Aktionärsrechterisiko

2

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

Recent headlines for PNFP, sourced from Markets Gazette.

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