Qifu Technology, Inc (QFIN)
POSITIVEFundamental
82
Kurs
$11.28
Marktkapitalisierung
$1.39B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
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Bilanz & Liquidität
Umsatz
$15.10B
Letzte 12 Monate (bis 31.3.2026)
Nettogewinn
$5.07B
Letzte 12 Monate (bis 31.3.2026)
Freier Cashflow
$9.88B
Gesamtes Eigenkapital
$3.61B
Gesamtverbindlichkeiten
$2.85B
Current Ratio
2.22
Zinsdeckungsgrad
-
Schulden/EBITDA
0.39
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$568.69
Aktueller Kurs
$11.28
Sicherheitsmarge
+98.0%
Innerer-Wert-Spanne
$369.65 - $767.74
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
1.99
ROE
21.3%
P/B-Verhältnis
0.38
P/FCF
0.14
Bruttomarge
57.1%
ROIC
61.8%
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
61.8%
WACC
2.8%
ROIC − WACC
+59.0 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
Fundamentalanalyse-Kriterien
Bestanden (16)
- ROIC 61.8%
- Gross Margin 57.1%
- P/FCF 0.14
- P/B Ratio 0.38
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- DCF valuation (Undervalued)
- ROE 21.0%
- Revenue Growth 5Y 7.2%
- Analyst Consensus 84% Buy
- Earnings Surprise avg 3.0%
- PEG Ratio 0.15
- Earnings Quality (OCF/NI) 1.73
Nicht bestanden (3)
- Price CAGR -3.59%
- Net Margin Trend 31.2% vs 36.5%
- Piotroski F-Score 2/9
Nicht verfügbar (8)
- EPS data insufficient
- Dividend Payout NaN%
- Operating Margin NaN%
- Interest Coverage
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- Share Dilution (missing shares data)
Piotroski F-Score
Ernsthafte finanzielle Bedenken
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Haisheng Wu | CEO & Director | 42 |
| Mr. Zuoli Xu CFA | CFO & Director | 56 |
| Mr. Zhiqiang He | Senior Vice President | 42 |
| Mr. Yan Zheng | Chief Risk Officer | 37 |
| Ms. Karen Ji | Senior Director of Capital Markets | - |
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for QFIN, sourced from Markets Gazette.