The Bancorp, Inc. (TBBK)

NEUTRAL

Financial ServicesBanks - RegionalUnited States

Fundamental

Kurs

$67.10

Marktkapitalisierung

$2.74B

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Teil 1 · Was das Unternehmen wert ist

Übersicht

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

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Direct competitors

Who this company fights with for the same customers

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Bilanz & Liquidität

Umsatz

$672M

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$232M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$258M

Gesamtes Eigenkapital

$690M

Gesamtverbindlichkeiten

$8.66B

Current Ratio

Zinsdeckungsgrad

0.84

Schulden/EBITDA

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$61.73

Aktueller Kurs

$67.10

Sicherheitsmarge

-8.7%

Innerer-Wert-Spanne

$45.71 - $77.76

Bewertungsmethoden

Analyst price target:$84.33

Discounted cash flow (DCF):Not applicable to this type of company

Earnings multiple (P/E):$48.28

Graham growth formula:Not applicable to this type of company

Earnings power value (EPV):Not applicable to this type of company

Justified P/B:$51.51

Dividend discount (Gordon):Not enough data to compute it

P/FFO, funds from operations:Not applicable to this type of company

Mid-cycle earnings:Not applicable to this type of company

Revenue multiple:Not applicable to this type of company

Analystenkonsens:Starker Kauf (8B / 1H / 0S)

Letzte Gewinnüberraschung:+4.27%

Bewertungskennzahlen

P/E-Verhältnis

12.56

ROE

33.1%

P/B-Verhältnis

3.86

P/FCF

11.68

Bruttomarge

ROIC

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

WACC

12.3%

ROIC − WACC

Fundamentalanalyse-Kriterien

Bestanden (16)

EPS shows upward trend
EPS CAGR 41.07%
Price CAGR 23.94%
P/FCF 11.68
Operating Margin 45.8%
Positive Free Cash Flow
CapEx intensity
Return on Tangible Assets
Low reliance on intangibles
ROE 30.6%
Revenue Growth 5Y 20.4%
Analyst Consensus 89% Buy
PEG Ratio 0.42
Earnings Quality (OCF/NI) 1.03
Share Dilution -8.5%
Piotroski F-Score 5/9

Nicht bestanden (7)

P/B Ratio 3.86
Debt/Equity ratio
Interest Coverage
Price below Graham Number
DCF valuation (Overvalued)
Earnings Surprise avg -4.8%
Net Margin Trend 34.5% vs 35.0%

Nicht verfügbar (5)

ROIC NaN%
Gross Margin NaN%
Dividend Payout NaN%
Current Ratio
Debt/EBITDA

Piotroski F-Score

5/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score

criteria

Gewinnqualität

1.03

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

-8.5%

Aktienrückkäufe. Aktionärsfreundlich

Unternehmensführung

Führungsteam

Name	Position	Alter
Mr. Damian M. Kozlowski	CEO, President & Director	60
Mr. Dominic C. Canuso C.F.A.	Executive VP & CFO	50
Mr. Gregor J. Garry	Executive VP & COO	41
Mr. Martin F. Egan	MD & Chief Accounting Officer	57
Mr. Mark Leo Connolly	Executive VP, Head of Credit Solutions & Chief Credit Officer	57
Mr. Ryan Harris	Executive VP & Head of Fintech Solutions	47
Mr. Andres Viroslav	Director of Investor Relations	-
Ms. Erika R. Caesar	Executive VP, General Counsel & Corporate Secretary	41
Ms. Maria Wainwright	Executive VP & Chief Marketing Officer	47
Ms. Jennifer F. Terry	Executive VP & Chief Human Resources Officer	52

Prüfungsrisiko

Vorstandsrisiko

Vergütungsrisiko

Aktionärsrechterisiko

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

Recent headlines for TBBK, sourced from Markets Gazette.

3/3/2026POSITIVE
Is Bancorp Stock a Buy as One Investor Adds $3 Million to Position?
A recent market development reveals a significant investor has increased their stake in The Bancorp, a fintech-focused lender, by an additional $3 million. This move suggests strong confidence in the company's future prospects, known for delivering specialized banking and payment solutions to business and institutional clients nationwide. Such a substantial capital injection from a single investor can be interpreted as a bullish signal, indicating expectations of growth or an undervaluation of the stock. Investors should closely monitor The Bancorp, as institutional interest often precedes significant price movements, particularly within the dynamic fintech sector.

via Markets Gazette