Texas Capital Bancshares, Inc. (TCBI)
POSITIVEFundamental
81
Kurs
$98.13
Marktkapitalisierung
$4.26B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.
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Who this company fights with for the same customers
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Bilanz & Liquidität
Umsatz
$1.33B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$365M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$348M
Gesamtes Eigenkapital
$3.63B
Gesamtverbindlichkeiten
$27.91B
Current Ratio
-
Zinsdeckungsgrad
0.45
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$96.57
Aktueller Kurs
$98.13
Sicherheitsmarge
-1.6%
Innerer-Wert-Spanne
$62.77 - $130.37
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
12.76
ROE
9.1%
P/B-Verhältnis
1.17
P/FCF
9.03
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Value Creation (Economic Moat)
ROIC
-
WACC
8.7%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (18)
- EPS shows upward trend
- EPS CAGR 17.01%
- P/FCF 9.03
- P/B Ratio 1.17
- Operating Margin 35.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 10.0%
- Revenue Growth 5Y 5.4%
- Earnings Surprise avg 10.9%
- PEG Ratio 0.30
- Earnings Quality (OCF/NI) 1.34
- Share Dilution -19.7%
- Net Margin Trend 27.5% vs 13.4%
- Piotroski F-Score 7/9
Nicht bestanden (5)
- Price CAGR 2.29%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Analyst Consensus 47% Buy
Nicht verfügbar (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Starke finanzielle Gesundheit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Robert C. Holmes | Chairman, President & CEO | 60 |
| Mr. John Matthew Scurlock | MD & CFO | 43 |
| Mr. John W. Cummings | MD & COO | 64 |
| Ms. Anna M. Alvarado-Pearce J.D. | MD, Chief Legal Officer & Corporate Secretary | 45 |
| Mr. David W. Oman | MD & Chief Risk Officer | 57 |
| Ellen E. Detrich | Controller & Chief Accounting Officer | - |
| Mr. Daniel S. Hoverman | EVP and Head of Corporate & Investment Banking | 49 |
| Mr. Mo Jamous | MD and Chief Digital & Information Officer | - |
| Ms. Jocelyn Kukulka | Head of Investor Relations and Corporate Development | - |
| Mr. Jeff Hood | MD & Chief Human Resources Officer | - |
Prüfungsrisiko
4
Vorstandsrisiko
4
Vergütungsrisiko
4
Aktionärsrechterisiko
1
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for TCBI, sourced from Markets Gazette.
- 3/2/2026POSITIVETexas Capital Bancshares Board Director Buys 40K Shares for $888K
Markets Gazette reports a significant vote of confidence for Texas Capital Bancshares. A board director recently acquired 40,000 depositary shares, totaling $888,000. This move, which follows a period of stock growth in 2026, suggests strong internal conviction in the bank's future prospects. Insider buying, especially of this magnitude, is often interpreted by investors as a positive indicator of the company's financial health and potential for value appreciation, reinforcing perceptions of solidity and good return prospects.
- 2/24/2026POSITIVETexas Capital Bancshares Could Soar If These 2 Things Go Right
Texas Capital Bancshares (TCBI) is emerging as a potential key player in a declining interest rate environment. According to recent assessments, the Texas-based banking institution has strategically prepared to capitalize on an economic landscape characterized by more accommodative monetary policy. This outlook suggests that should the Federal Reserve decide to lower rates, TCBI could experience significant appreciation in its stock value. For investors, this implies a need to closely monitor future central bank moves and TCBI's performance, as its strategic positioning could translate into a capital growth opportunity within an evolving market context. The bank's adaptability and preparedness are key factors to consider.
via Markets Gazette