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Valley National Bancorp (VLY)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

61

Kurs

$14.03

Marktkapitalisierung

$7.82B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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Bilanz & Liquidität

Umsatz

$2.15B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$694M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$326M

Gesamtes Eigenkapital

$7.81B

Gesamtverbindlichkeiten

$56.33B

Current Ratio

-

Zinsdeckungsgrad

0.46

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$11.78

Aktueller Kurs

$14.03

Sicherheitsmarge

-19.1%

Innerer-Wert-Spanne

$8.69 - $14.87

Bewertungsmethoden

Analyst price target:$16.73
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$11.81
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$10.37
Dividend discount (Gordon):$7.85
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Starker Kauf (15B / 4H / 0S)
Letzte Gewinnüberraschung:-3.72%

Bewertungskennzahlen

P/E-Verhältnis

11.95

ROE

7.7%

P/B-Verhältnis

0.98

P/FCF

13.96

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

10.8%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (15)

  • EPS shows upward trend
  • P/FCF 13.96
  • P/B Ratio 0.98
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Earnings Quality (OCF/NI) 0.83
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

Nicht bestanden (8)

  • EPS CAGR 2.72%
  • Price CAGR 1.98%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • PEG Ratio 6.21
  • Share Dilution 7.4%

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

5/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

0.83

Mittel: Gewisse Differenz zwischen Gewinn und Cashflow

Aktienverwässerung

7.4%

Neue Aktien werden ausgegeben, Eigentum wird verwässert

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

Prüfungsrisiko

3

Vorstandsrisiko

5

Vergütungsrisiko

3

Aktionärsrechterisiko

1

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

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