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Valley National Bancorp - 6.25% Fixed-to-Floating Rate Series A Non-Cumulative Perpetual Preferred Stock (VLYPP)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

49

Kurs

$25.11

Marktkapitalisierung

-

Teil 1 · Was das Unternehmen wert ist

Übersicht

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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Bilanz & Liquidität

Umsatz

$2.15B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$694M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$326M

Gesamtes Eigenkapital

$7.81B

Gesamtverbindlichkeiten

$56.33B

Current Ratio

-

Zinsdeckungsgrad

0.46

Schulden/EBITDA

75.72

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wie schwer die Schulden wiegen

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

Überbewertet

Innerer Wert

$15.68

Aktueller Kurs

$25.11

Sicherheitsmarge

-60.1%

Innerer-Wert-Spanne

$10.19 - $21.17

Bewertungsmethoden

Analyst Target:-
DCF:$29.70
PE-based:$11.11
Graham Growth:$12.05
EPV:$12.17
Analystenkonsens:Starker Kauf (15B / 4H / 0S)
Letzte Gewinnüberraschung:-3.72%

Bewertungskennzahlen

P/E-Verhältnis

21.10

ROE

7.7%

P/B-Verhältnis

1.78

P/FCF

43.24

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

3.5%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (12)

  • EPS shows upward trend
  • P/B Ratio 1.78
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

Nicht bestanden (12)

  • EPS CAGR 2.78%
  • Price CAGR 0.57%
  • P/FCF 43.24
  • Debt/Equity ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • PEG Ratio 6.21
  • Earnings Quality (OCF/NI) 0.57
  • Share Dilution 7.9%

Nicht verfügbar (4)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio

Piotroski F-Score

5/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

0.57

Mittel: Gewisse Differenz zwischen Gewinn und Cashflow

Aktienverwässerung

7.9%

Neue Aktien werden ausgegeben, Eigentum wird verwässert

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

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