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WaFd, Inc. (WAFD)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

59

Kurs

$36.20

Marktkapitalisierung

$2.69B

Teil 1 · Was das Unternehmen wert ist

Übersicht

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

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Bilanz & Liquidität

Umsatz

$783M

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$256M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$208M

Gesamtes Eigenkapital

$3.04B

Gesamtverbindlichkeiten

$23.66B

Current Ratio

-

Zinsdeckungsgrad

0.47

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$33.36

Aktueller Kurs

$36.20

Sicherheitsmarge

-8.5%

Innerer-Wert-Spanne

$28.74 - $37.98

Bewertungsmethoden

Analyst price target:$39.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$34.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.07
Dividend discount (Gordon):$24.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Verkaufen (0B / 6H / 3S)
Letzte Gewinnüberraschung:+1.14%

Bewertungskennzahlen

P/E-Verhältnis

11.48

ROE

7.4%

P/B-Verhältnis

0.89

P/FCF

11.83

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

12.4%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (14)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • P/FCF 11.83
  • P/B Ratio 0.89
  • Operating Margin 41.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.5%
  • Revenue Growth 5Y 11.4%
  • Earnings Quality (OCF/NI) 1.04
  • Net Margin Trend 32.8% vs 31.2%
  • Piotroski F-Score 6/9

Nicht bestanden (9)

  • Price CAGR 0.58%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 0.6%
  • PEG Ratio 2.42
  • Share Dilution 7.4%

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.04

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

7.4%

Neue Aktien werden ausgegeben, Eigentum wird verwässert

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Brent J. Beardall CPAPresident, CEO & Vice Chairman54
Ms. Kelli J. Holz CPAExecutive VP & CFO56
Ms. Kim E. RobisonExecutive VP & COO55
Mr. Ryan M. MauerExecutive VP & Chief Credit Officer54
Ms. Cathy E. CooperExecutive VP, Chief Experience Officer & Corporate Secretary59
Ms. Blayne A. SandenSenior VP & Principal Accounting Officer48
Mr. Brad GoodeChief of Communications, Marketing & Community Relations and Senior VP-
Lisa M. KingSenior Vice President of Human Resources-
Mr. Keith D. TaylorSenior Vice President of Corporate Real Estate and Treasurer-
Mr. Robert C. ZirkSenior VP & Controller-

Prüfungsrisiko

2

Vorstandsrisiko

2

Vergütungsrisiko

5

Aktionärsrechterisiko

4

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

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