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Wintrust Financial Corporation (WTFC)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

76

Kurs

$150.86

Marktkapitalisierung

$10.33B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

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Bilanz & Liquidität

Umsatz

$2.86B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$900M

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$860M

Gesamtes Eigenkapital

$7.26B

Gesamtverbindlichkeiten

$63.88B

Current Ratio

-

Zinsdeckungsgrad

0.82

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

BankFair bewertet

Innerer Wert

$146.42

Aktueller Kurs

$150.86

Sicherheitsmarge

-3.0%

Innerer-Wert-Spanne

$101.30 - $191.54

Bewertungsmethoden

Analyst price target:$180.07
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$146.27
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$165.50
Dividend discount (Gordon):$48.40
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Analystenkonsens:Kaufen (15B / 5H / 0S)
Letzte Gewinnüberraschung:+2.84%

Bewertungskennzahlen

P/E-Verhältnis

12.21

ROE

11.3%

P/B-Verhältnis

1.36

P/FCF

12.01

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

9.6%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (18)

  • EPS shows upward trend
  • EPS CAGR 17.27%
  • Price CAGR 7.72%
  • P/FCF 12.01
  • P/B Ratio 1.36
  • Operating Margin 42.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 12.3%
  • Revenue Growth 5Y 13.0%
  • Analyst Consensus 75% Buy
  • Earnings Surprise avg 4.1%
  • PEG Ratio 0.64
  • Earnings Quality (OCF/NI) 1.83
  • Net Margin Trend 31.4% vs 28.8%
  • Piotroski F-Score 6/9

Nicht bestanden (5)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Overvalued)
  • Share Dilution 7.2%

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit

score
criteria

Gewinnqualität

1.83

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

7.2%

Neue Aktien werden ausgegeben, Eigentum wird verwässert

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Timothy S. CraneCEO, President & Director63
Mr. David Alan DykstraVice Chairman & COO64
Mr. Richard B. MurphyVice Chairman & Chief Lending Officer65
Mr. Edward Joseph Wehmer CPAFounder, Chairman Emeritus & Senior Advisor71
Mr. David L. StoehrExecutive VP & CFO65
Mr. Jeffrey D. HahnfeldExecutive VP, Controller & Chief Accounting Officer53
Mr. Mike RyanExecutive Vice President & Chief Information Officer-
Ms. Kathleen M. BoegeExecutive VP, Chief Legal Officer & Corporate Secretary58
Ms. Norah LarkeExecutive VP & Chief Human Resources Officer-
Mr. Thomas Patrick ZidarChairman and Senior Market Head of Wintrust Wealth Management & Mortgage56

Prüfungsrisiko

3

Vorstandsrisiko

1

Vergütungsrisiko

1

Aktionärsrechterisiko

5

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

Recent headlines for WTFC, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    Wintrust Financial Reports Q1 2026 Results: Full Earnings Call Transcript

    Wintrust Financial Corporation has released its Q1 2026 earnings call transcript. While the full details of the financial performance are available within the transcript, the announcement itself is informational. Investors and analysts will need to review the transcript to discern specific financial metrics, strategic updates, and forward-looking guidance that could impact the company's valuation. The market's reaction will depend on the qualitative and quantitative information presented in the call.

via Markets Gazette