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Zions Bancorporation N.A. (ZION)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

75

Kurs

$67.45

Marktkapitalisierung

$10.03B

Teil 1 · Was das Unternehmen wert ist

Übersicht

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

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Bilanz & Liquidität

Umsatz

$3.74B

Letzte 12 Monate (bis 30.6.2026)

Nettogewinn

$1.17B

Letzte 12 Monate (bis 30.6.2026)

Freier Cashflow

$952M

Gesamtes Eigenkapital

$7.18B

Gesamtverbindlichkeiten

$81.51B

Current Ratio

-

Zinsdeckungsgrad

0.56

Schulden/EBITDA

-

Gewinn je Aktie

Umsatz & Nettogewinn

Freier Cashflow

Ertragsaufschlüsselung

Historische Aufstellung

Margen im Zeitverlauf

Verschuldung im Zeitverlauf

Wachstumsraster

Wachstum — Umsatz

Innerer-Wert-Schätzung

Unterbewertet

Innerer Wert

$138.88

Aktueller Kurs

$67.45

Sicherheitsmarge

+51.4%

Innerer-Wert-Spanne

$90.27 - $187.49

Bewertungsmethoden

Analyst Target:$74.95
DCF:$300.39
PE-based:$75.02
Graham Growth:$244.13
EPV:$63.81
Analystenkonsens:Halten (12B / 14H / 3S)
Letzte Gewinnüberraschung:+65.28%

Bewertungskennzahlen

P/E-Verhältnis

8.65

ROE

12.5%

P/B-Verhältnis

1.29

P/FCF

5.90

Bruttomarge

-

ROIC

-

Rentabilitäts-Radar

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Fundamentalanalyse-Kriterien

Bestanden (15)

  • EPS shows upward trend
  • P/FCF 5.90
  • P/B Ratio 1.29
  • Operating Margin 40.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 16.1%
  • Earnings Surprise avg 21.4%
  • PEG Ratio 0.66
  • Earnings Quality (OCF/NI) 1.54
  • Share Dilution -5.6%
  • Net Margin Trend 31.3% vs 26.0%
  • Piotroski F-Score 7/9

Nicht bestanden (7)

  • Price CAGR 4.70%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.3%
  • Analyst Consensus 41% Buy

Nicht verfügbar (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Starke finanzielle Gesundheit

score
criteria

Gewinnqualität

1.54

Hohe Qualität: Gewinne durch Cashflow gedeckt

Aktienverwässerung

-5.6%

Aktienrückkäufe. Aktionärsfreundlich

Unternehmensführung

Führungsteam

NamePositionAlter
Mr. Harris Henry SimmonsChairman & CEO71
Mr. Scott J. McLeanPresident, COO & Director68
Mr. Robert Ryan RichardsExecutive VP & CFO48
Mr. Christopher KyriakakisExecutive VP & Chief Risk Officer53
Mr. Kenneth Jay CollinsExecutive VP and Chief Transformation & Operations Officer59
Ms. Margaret MayerExecutive VP & Chief Information Officer-
Dave RichesInterim Director of Investor Relations-
Ms. Rena A. Miller J.D.Executive VP, General Counsel & Corporate Secretary65
Mr. Eric LuceroExecutive VP & Chief Marketing Officer-
Ms. Christina MilesSenior VP & Director of Sales-

Prüfungsrisiko

2

Vorstandsrisiko

5

Vergütungsrisiko

1

Aktionärsrechterisiko

1

Teil 2 · Der Preis und der Einstiegszeitpunkt

Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.

Latest News

Recent headlines for ZION, sourced from Markets Gazette.

  • 4/20/2026NEUTRAL
    Zions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript

    Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.

  • 4/17/2026POSITIVE
    How To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings

    Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.

via Markets Gazette