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BancFirst Corporation (BANF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

64

Precio

$112.08

Capitalización Bursátil

$3.81B

Parte 1 · Cuánto vale la empresa

Resumen

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

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Balance y Liquidez

Ingresos

$723M

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$252M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$237M

Patrimonio Neto Total

$1.85B

Pasivo Total

$12.98B

Ratio de Liquidez

-

Cobertura de Intereses

0.62

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$109.95

Precio Actual

$112.08

Margen de Seguridad

-1.9%

Rango de Valor Justo

$80.83 - $139.07

Métodos de Estimación

Analyst price target:$124.33
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$109.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$126.97
Dividend discount (Gordon):$46.27
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Vender (0B / 5H / 3S)
Última Sorpresa de Resultados:+6.95%

Métricas de Valoración

Ratio P/E

15.19

ROE

13.0%

Ratio P/B

1.93

P/FCF

15.41

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

8.2%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (15)

  • EPS shows upward trend
  • EPS CAGR 7.95%
  • Price CAGR 9.27%
  • P/FCF 15.41
  • P/B Ratio 1.93
  • Operating Margin 44.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 13.6%
  • Revenue Growth 5Y 11.1%
  • PEG Ratio 0.83
  • Earnings Quality (OCF/NI) 1.15
  • Share Dilution 0.7%
  • Piotroski F-Score 6/9

Fallido (8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 1.0%
  • Net Margin Trend 34.8% vs 35.4%

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.15

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

0.7%

El número de acciones es estable

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. David R. HarlowPresident, CEO & Director62
Ms. Hannah AndrusExecutive VP, CFO, Treasurer & Principal Accounting Officer39
Mr. John K. Slay Jr.Executive VP & Chief Credit Officer of BancFirst60
Mr. B. Scott CopelandExecutive VP & COO of BancFirst60
Ms. Dara WanzerExecutive Vice President of Human Resources - BancFirst53
Mr. D. Jay HannahExecutive VP & Chief Communications Officer of BancFirst69
Mr. Jason A. CarrollExecutive VP & Chief Risk Officer45
Mr. Brian Wade PiersonSenior VP & Secretary68
Mr. Harry SmithPresident of Pegasus Bank-
Ms. Laura J. RatliffAdvisory Director-

Riesgo de Auditoría

5

Riesgo del Consejo

7

Riesgo de Compensación

6

Riesgo de Derechos del Accionista

1

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for BANF, sourced from Markets Gazette.

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