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Banner Corporation (BANR)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

71

Precio

$70.38

Capitalización Bursátil

$2.42B

Parte 1 · Cuánto vale la empresa

Resumen

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; one- to four-family residential real estate lending; construction, land, and land development loans; commercial business loans; agricultural mortgage and business loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and loan solicitation and processing services. In addition, it provides electronic and digital banking services comprising debit cards and ATM programs, internet banking, remote deposit capture, and mobile banking services. The company was founded in 1890 and is based in Walla Walla, Washington.

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Who this company fights with for the same customers

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Balance y Liquidez

Ingresos

$632M

Ejercicio cerrado el 31/12/2025

Beneficio Neto

$195M

Ejercicio cerrado el 31/12/2025

Flujo de Caja Libre

$248M

Patrimonio Neto Total

$1.95B

Pasivo Total

$14.41B

Ratio de Liquidez

-

Cobertura de Intereses

0.12

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$68.18

Precio Actual

$70.38

Margen de Seguridad

-3.2%

Rango de Valor Justo

$55.33 - $81.03

Métodos de Estimación

Analyst price target:$76.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$66.39
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$74.99
Dividend discount (Gordon):$40.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Comprar (8B / 5H / 0S)
Última Sorpresa de Resultados:-4.69%

Métricas de Valoración

Ratio P/E

12.64

ROE

10.0%

Ratio P/B

1.20

P/FCF

8.44

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (15)

  • EPS shows upward trend
  • P/FCF 8.44
  • P/B Ratio 1.20
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.7%
  • Revenue Growth 5Y 6.8%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 5.2%
  • PEG Ratio 1.04
  • Earnings Quality (OCF/NI) 1.41
  • Share Dilution 0.1%
  • Piotroski F-Score 6/9

Fallido (5)

  • Price CAGR 2.46%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

No disponible (7)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-Score

6/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.41

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

0.1%

El número de acciones es estable

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Mark J. GrescovichPresident, CEO & Director61
Mr. Robert G. ButterfieldExecutive VP, CFO & Treasurer56
Ms. Cynthia D. PurcellExecutive VP and Chief Strategy & Administration Officer of Banner Bank68
Mr. James M. CostaExecutive VP & COO of Banner Bank56
Mr. Mark Charles BorreccoEVP & Chief Banking Officer53
Ms. Janet M. BrownExecutive VP & Chief Information Officer57
Mr. Rich ArnoldHead of Investor Relations-
Ms. Sherrey L. LuetjenExecutive VP, General Counsel, Ethics Officer & Secretary53
Ms. Kayleen R. KohlerExecutive Vice President of Human Resources52
Ms. Jill M. RiceExecutive VP & Chief Credit Officer59

Riesgo de Auditoría

2

Riesgo del Consejo

2

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

4

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for BANR, sourced from Markets Gazette.

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