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Cathay General Bancorp (CATY)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

69

Precio

$61.92

Capitalización Bursátil

$4.17B

Yahoo FinanceTradingViewNoticiasSitio web

Parte 1 · Cuánto vale la empresa

Resumen

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balance y Liquidez

Ingresos

$871M

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$347M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$364M

Patrimonio Neto Total

$2.93B

Pasivo Total

$21.30B

Ratio de Liquidez

-

Cobertura de Intereses

0.56

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$55.91

Precio Actual

$61.92

Margen de Seguridad

-10.7%

Rango de Valor Justo

$42.20 - $69.61

Métodos de Estimación

Analyst price target:$65.80
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$56.39
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$61.75
Dividend discount (Gordon):$26.00
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Mantener (1B / 5H / 4S)
Última Sorpresa de Resultados:+11.11%

Métricas de Valoración

Ratio P/E

12.17

ROE

10.8%

Ratio P/B

1.36

P/FCF

7.78

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

9.6%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (16)

  • EPS shows upward trend
  • Price CAGR 5.06%
  • P/FCF 7.78
  • P/B Ratio 1.36
  • Operating Margin 50.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 11.7%
  • Revenue Growth 5Y 8.1%
  • Earnings Surprise avg 9.2%
  • PEG Ratio 1.29
  • Earnings Quality (OCF/NI) 1.56
  • Share Dilution -4.1%
  • Piotroski F-Score 6/9

Fallido (6)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 10% Buy
  • Net Margin Trend 38.5% vs 39.2%

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.56

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

-4.1%

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Dunson K. Cheng Ph.D.Executive Chairman of the Board80
Mr. Chang Ming LiuCEO, President & Director58
Ms. Diana G. DeenExecutive VP & Chief Risk Officer of Cathy Bank62
Mr. Albert SunExecutive VP & Chief Credit Officer at Cathay Bank69
Mr. Albert J. Wang CPAExecutive VP, CFO & Treasurer50
Ms. Georgia LoAssistant Secretary & Investor Relations-
Ms. May K. ChanSenior VP, General Counsel, Corporate Secretary & Sustainability Officer47

Riesgo de Auditoría

6

Riesgo del Consejo

4

Riesgo de Compensación

2

Riesgo de Derechos del Accionista

5

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for CATY, sourced from Markets Gazette.

  • 3/9/2026NEGATIVE
    EVP Dumps One-Third of His CATY Shares for $50,200

    A key executive at Catalent Inc. has divested a significant portion of their holdings, selling one-third of their shares for approximately $50,200. This transaction follows a pattern of stake reductions by other high-ranking officials within the regional bank. While the sale amount is relatively small, the consistent insider selling can signal a lack of confidence in the company's future prospects among those with the most intimate knowledge of its operations. Investors often interpret such moves as a bearish indicator, potentially impacting the stock's short-term performance.

via Markets Gazette