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Eastern Bankshares, Inc. (EBC)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

60

Precio

$22.32

Capitalización Bursátil

$5.20B

Parte 1 · Cuánto vale la empresa

Resumen

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balance y Liquidez

Ingresos

$1.12B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$376M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

-

Patrimonio Neto Total

$4.34B

Pasivo Total

$26.25B

Ratio de Liquidez

-

Cobertura de Intereses

0.43

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$21.73

Precio Actual

$22.32

Margen de Seguridad

-2.7%

Rango de Valor Justo

$19.51 - $23.95

Métodos de Estimación

Analyst price target:$25.13
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$20.36
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$20.24
Dividend discount (Gordon):Not enough data to compute it
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Comprar (9B / 3H / 0S)
Última Sorpresa de Resultados:+5.01%

Métricas de Valoración

Ratio P/E

12.72

ROE

2.0%

Ratio P/B

1.21

P/FCF

-

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

8.9%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (11)

  • EPS shows upward trend
  • Price CAGR 5.70%
  • P/B Ratio 1.21
  • Operating Margin 35.8%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Analyst Consensus 75% Buy
  • PEG Ratio 0.47
  • Earnings Quality (OCF/NI) 1.08
  • Net Margin Trend 33.5% vs -10.2%

Fallido (7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Earnings Surprise avg -2.2%
  • Share Dilution 13.3%
  • Piotroski F-Score 4/9

No disponible (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA
  • Revenue Growth 5Y (Finnhub)

Piotroski F-Score

4/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.08

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

13.3%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Robert Francis RiversExecutive Chairman of the Board60
Mr. Denis K. SheahanCEO & Director59
Mr. Quincy Lee MillerPresident, Member of Advisory Board & COO50
Mr. R. David Rosato C.F.A.CFO & Treasurer63
Mr. Donald Michael WestermannExecutive VP & Chief Information Officer47
Mr. Andrew S. HersomSenior VP & Head of Investor Relations-
Ms. Kathleen Cloherty Henry Esq.Executive VP, General Counsel & Corporate Secretary52
Mr. Andrew J. RavensCorporate Communications Manager-
Ms. Danielle F. Remis HackelExecutive VP & Chief Marketing Officer55
Ms. Jennifer WamboldExecutive VP & Chief People Officer-

Riesgo de Auditoría

4

Riesgo del Consejo

4

Riesgo de Compensación

5

Riesgo de Derechos del Accionista

4

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for EBC, sourced from Markets Gazette.

No recent news for EBC.