Volver a la clasificación

First Financial Bankshares, Inc. (FFIN)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

52

Precio

$33.57

Capitalización Bursátil

$4.90B

Parte 1 · Cuánto vale la empresa

Resumen

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balance y Liquidez

Ingresos

$666M

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$269M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$286M

Patrimonio Neto Total

$1.92B

Pasivo Total

$13.53B

Ratio de Liquidez

-

Cobertura de Intereses

0.62

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$28.24

Precio Actual

$33.57

Margen de Seguridad

-18.9%

Rango de Valor Justo

$20.83 - $35.65

Métodos de Estimación

Analyst price target:$37.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$30.98
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$26.93
Dividend discount (Gordon):$14.97
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Comprar (6B / 5H / 0S)
Última Sorpresa de Resultados:-2.42%

Métricas de Valoración

Ratio P/E

18.16

ROE

13.2%

Ratio P/B

2.44

P/FCF

14.96

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

9.2%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (12)

  • P/FCF 14.96
  • P/B Ratio 2.44
  • Operating Margin 49.3%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 14.3%
  • Revenue Growth 5Y 12.0%
  • Analyst Consensus 55% Buy
  • Earnings Quality (OCF/NI) 1.29
  • Share Dilution -0.0%
  • Piotroski F-Score 7/9

Fallido (11)

  • EPS shows upward trend
  • EPS CAGR -2.12%
  • Price CAGR 4.21%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Earnings Surprise avg -4.7%
  • PEG Ratio 4.05
  • Net Margin Trend 40.4% vs 41.5%

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Solidez financiera fuerte

score
criteria

Calidad de los Beneficios

1.29

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

0.0%

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. F. Scott DueserExecutive Chairman72
Mr. David W. BaileyCEO & President41
Ms. Michelle S. Hickox CPAExecutive VP, CFO, Secretary & Treasurer57
Mr. Ronald D. Butler IIExecutive VP & Chief Administrative Officer64
Mr. Timothy Luke LonghoferExecutive VP & Chief Credit Officer42
Mr. J. Kyle McVey CPAExecutive VP, Chief Accounting Officer & Investor Relations Director38
Mr. Timothy BrownExecutive VP & Chief Information Officer59
Mr. Mike ParkerExecutive VP & Chief Compliance Officer-
Mr. Brian D. GoodrichExecutive VP & General Counsel52
Mr. Josh Brown CPLSenior Vice President of Human Resources-

Riesgo de Auditoría

4

Riesgo del Consejo

4

Riesgo de Compensación

2

Riesgo de Derechos del Accionista

3

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for FFIN, sourced from Markets Gazette.

No recent news for FFIN.