First Merchants Corporation (FRME)
NEUTRALFundamental
59
Precio
$41.46
Capitalización Bursátil
$2.65B
Parte 1 · Cuánto vale la empresa
Resumen
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.
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Who this company fights with for the same customers
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Balance y Liquidez
Ingresos
$660M
Últimos 12 meses (hasta 31/3/2026)
Beneficio Neto
$199M
Últimos 12 meses (hasta 31/3/2026)
Flujo de Caja Libre
-
Patrimonio Neto Total
$2.47B
Pasivo Total
$16.56B
Ratio de Liquidez
-
Cobertura de Intereses
0.40
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$32.75
Precio Actual
$41.46
Margen de Seguridad
-26.6%
Rango de Valor Justo
$23.79 - $41.72
Métodos de Estimación
Métricas de Valoración
Ratio P/E
12.37
ROE
9.2%
Ratio P/B
0.99
P/FCF
-
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Value Creation (Economic Moat)
ROIC
-
WACC
11.5%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (11)
- EPS shows upward trend
- P/B Ratio 0.99
- Operating Margin 33.8%
- Low reliance on intangibles
- Price below Graham Number
- Revenue Growth 5Y 14.0%
- Analyst Consensus 75% Buy
- PEG Ratio 1.98
- Earnings Quality (OCF/NI) 1.41
- Share Dilution -1.4%
- Piotroski F-Score 6/9
Fallido (8)
- Price CAGR 1.11%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- ROE 7.3%
- Earnings Surprise avg -4.9%
- Net Margin Trend 30.1% vs 32.0%
No disponible (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Mark K. Hardwick CPA | CEO & Director | 54 |
| Mr. Michael C. Rechin | Advisor & Vice Chair | 66 |
| Mr. Michael J. Stewart | President | 59 |
| Ms. Michele M. Kawiecki | Executive VP, CFO & Principal Accounting Officer | 52 |
| Mr. John J. Martin | Executive VP & Chief Credit Officer | 58 |
| Mr. Joseph C. Peterson | Executive VP & Chief Commercial Officer | 49 |
| Mr. Marcos Nogues C.F.A. | Chief Investment Officer | - |
| Mr. Stephan H. Fluhler | Senior VP & Chief Information Officer | 56 |
| Ms. Nicole M. Weaver | VP & Director of Corporate Administration | - |
| Mr. Brian T. Hunt J.D. | Secretary & Legal Counsel | 65 |
Riesgo de Auditoría
3
Riesgo del Consejo
3
Riesgo de Compensación
4
Riesgo de Derechos del Accionista
4
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Latest News
Recent headlines for FRME, sourced from Markets Gazette.