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Fulton Financial Corporation (FULT)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

64

Precio

$23.61

Capitalización Bursátil

$4.53B

Parte 1 · Cuánto vale la empresa

Resumen

Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.

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Balance y Liquidez

Ingresos

$1.37B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$397M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

-

Patrimonio Neto Total

$3.49B

Pasivo Total

$28.63B

Ratio de Liquidez

-

Cobertura de Intereses

0.46

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$24.79

Precio Actual

$23.61

Margen de Seguridad

+4.7%

Rango de Valor Justo

$20.62 - $28.96

Métodos de Estimación

Analyst price target:$26.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$22.82
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$27.94
Dividend discount (Gordon):$16.34
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Comprar (8B / 5H / 0S)
Última Sorpresa de Resultados:+8.13%

Métricas de Valoración

Ratio P/E

11.29

ROE

11.2%

Ratio P/B

1.18

P/FCF

-

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

10.6%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (14)

  • EPS shows upward trend
  • P/B Ratio 1.18
  • Operating Margin 36.1%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 11.2%
  • Revenue Growth 5Y 5.3%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 4.8%
  • PEG Ratio 0.82
  • Earnings Quality (OCF/NI) 1.08
  • Share Dilution 2.4%
  • Net Margin Trend 29.0% vs 25.3%
  • Piotroski F-Score 5/9

Fallido (5)

  • Price CAGR 2.32%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)

No disponible (8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

5/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.08

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

2.4%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Curtis J. MyersChairman, CEO & President56
Mr. Richard S. KraemerSenior EVP & CFO46
Ms. Meg R. MuellerSenior EVP & Chief Credit Officer60
Mr. Andy B. FiolSenior EVP & Chief Banking Officer53
Mr. Kevin C. GremerSenior EVP & Chief Operations and Technology Officer58
Mr. Anthony L. CossettiExecutive VP, Chief Accounting Officer & Controller-
Ms. Angela M. SargentSenior EVP, Chief Information Officer & Information Tech. Manager57
Patrick LaffertyInvestor Relations Manager-
Ms. Natasha R. LuddingtonSenior EVP, Chief Legal Officer & Corporate Secretary50
Ms. Laura J. WakeleySenior Vice President of Corporate Communications-

Riesgo de Auditoría

4

Riesgo del Consejo

5

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

6

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for FULT, sourced from Markets Gazette.

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