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Inter & Co. Inc. (INTR)

NEUTRAL
Financial ServicesBanks - RegionalBrazil

Fundamental

51

Precio

$5.61

Capitalización Bursátil

$2.43B

Parte 1 · Cuánto vale la empresa

Resumen

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collections; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balance y Liquidez

Ingresos

$9.64B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$1.53B

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

-

Patrimonio Neto Total

$1.50B

Pasivo Total

$20.30B

Ratio de Liquidez

-

Cobertura de Intereses

-

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

Infravalorado

Valor Justo

$15.38

Precio Actual

$5.61

Margen de Seguridad

+63.5%

Rango de Valor Justo

$10.00 - $20.77

Métodos de Estimación

Analyst Target:$8.75
DCF:$23.64
PE-based:$4.11
Graham Growth:$33.98
EPV:-
Consenso de Analistas:Comprar (11B / 3H / 1S)
Última Sorpresa de Resultados:+2.75%

Métricas de Valoración

Ratio P/E

8.34

ROE

16.2%

Ratio P/B

1.20

P/FCF

-

Margen Bruto

0.0%

ROIC

7.2%

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

7.2%

WACC

1.0%

ROIC − WACC

+6.2 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Criterios de Análisis Fundamental

Superado (7)

  • Price CAGR 22.80%
  • ROIC 7.2%
  • P/B Ratio 1.20
  • ROE 15.0%
  • Analyst Consensus 73% Buy
  • PEG Ratio 0.07
  • Net Margin Trend 15.6% vs 14.2%

Fallido (6)

  • Gross Margin 0.0%
  • Debt/Equity ratio
  • DCF valuation (Unknown)
  • Earnings Surprise avg -1.8%
  • Earnings Quality (OCF/NI) -6.11
  • Piotroski F-Score 0/9

No disponible (14)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Revenue Growth 5Y (Finnhub)
  • Share Dilution (missing shares data)

Piotroski F-Score

0/9

Preocupaciones financieras graves

score
criteria

Calidad de los Beneficios

-6.11

Baja calidad: investigue la contabilidad

Dilución de Acciones

-

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Joao Vitor Nazareth Menin Teixeira de SouzaGlobal Chief Executive Officer43
Mr. Santiago Horacio StelSenior VP of Finance & Risks and CFO45
Mr. Guilherme Ximenes De AlmeidaChief Information Officer48
Mr. Marco Antonio Martins de Araújo FilhoGlobal Chief Legal & Compliance Officer60
Ms. Andrea NoccioliniMarketing & Branding Director-
Ms. Thais Leite LemosChief Human Resources Officer38
Mr. Alexandre Riccio De OliveiraChief Executive Officer of Brazil44
Mr. Thiago Garrides Cabral de LimaChief Risk Officer and Director Risks & Internal Controls-
Mr. Rodrigo Teodoro Martins de GouveiaChief Commerce Officer46
Mr. Marlos Francisco de Souza AraujoChief Risk Officer48

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for INTR, sourced from Markets Gazette.

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