NMI Holdings Inc (NMIH)
POSITIVEFundamental
80
Precio
$45.00
Capitalización Bursátil
$3.44B
Parte 1 · Cuánto vale la empresa
Resumen
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
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Direct competitors
Who this company fights with for the same customers
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Balance y Liquidez
Ingresos
$731M
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$395M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$413M
Patrimonio Neto Total
$2.59B
Pasivo Total
$1.25B
Ratio de Liquidez
-
Cobertura de Intereses
-
Deuda/EBITDA
0.77
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuánto pesa la deuda
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$107.90
Precio Actual
$45.00
Margen de Seguridad
+58.3%
Rango de Valor Justo
$70.14 - $145.67
Métodos de Estimación
Métricas de Valoración
Ratio P/E
8.90
ROE
15.0%
Ratio P/B
1.26
P/FCF
7.72
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Value Creation (Economic Moat)
ROIC
-
WACC
7.7%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (18)
- EPS shows upward trend
- Price CAGR 15.54%
- P/FCF 7.72
- P/B Ratio 1.26
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- ROE 15.1%
- Revenue Growth 5Y 10.3%
- Analyst Consensus 79% Buy
- PEG Ratio 0.48
- Earnings Quality (OCF/NI) 1.13
- Share Dilution -2.8%
- Piotroski F-Score 5/9
Fallido (3)
- DCF valuation (Fairly valued)
- Earnings Surprise avg 1.2%
- Net Margin Trend 54.1% vs 55.6%
No disponible (6)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Bradley Mize Shuster C.F.A. | Executive Chairman | 70 |
| Mr. Adam S. Pollitzer | President, CEO & Director | 45 |
| Ms. Aurora Jean Swithenbank | Executive VP & CFO | 49 |
| Mr. William J. Leatherberry J.D. | Executive VP, Chief Administrative Officer General Counsel & Secretary | 54 |
| Mr. Robert Owen Smith | Executive VP & Chief Risk Officer | 55 |
| Mr. Mohammad Yousaf | EVP, Chief of Operations & Technology | 48 |
| Mr. John M. Swenson | Vice President of Investor Relations & Treasury | - |
| Ms. Lesley Alli | Senior VP of Industry Relations & Corporate Communications | - |
| Mr. Norman P. Fitzgerald | Executive VP & Chief Sales Officer | 57 |
| Ms. Allison Miller | Senior VP & CHRO | - |
Riesgo de Auditoría
1
Riesgo del Consejo
4
Riesgo de Compensación
2
Riesgo de Derechos del Accionista
7
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Latest News
Recent headlines for NMIH, sourced from Markets Gazette.