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Bank OZK (OZK)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

72

Precio

$49.17

Capitalización Bursátil

$5.41B

Parte 1 · Cuánto vale la empresa

Resumen

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

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Direct competitors

Who this company fights with for the same customers

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Balance y Liquidez

Ingresos

$1.74B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$691M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$732M

Patrimonio Neto Total

$6.13B

Pasivo Total

$34.66B

Ratio de Liquidez

-

Cobertura de Intereses

-

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

Infravalorado

Valor Justo

$133.76

Precio Actual

$49.17

Margen de Seguridad

+63.2%

Rango de Valor Justo

$86.94 - $180.57

Métodos de Estimación

Analyst Target:$54.67
DCF:$292.31
PE-based:$51.75
Graham Growth:$289.36
EPV:$61.24
Consenso de Analistas:Mantener (6B / 7H / 1S)
Última Sorpresa de Resultados:-0.05%

Métricas de Valoración

Ratio P/E

8.00

ROE

11.7%

Ratio P/B

0.89

P/FCF

7.49

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

8.6%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (13)

  • EPS shows upward trend
  • EPS CAGR 10.86%
  • P/FCF 7.49
  • P/B Ratio 0.89
  • Positive Free Cash Flow
  • CapEx intensity
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 11.2%
  • Revenue Growth 5Y 6.3%
  • PEG Ratio 0.38
  • Earnings Quality (OCF/NI) 1.17
  • Share Dilution -0.8%

Fallido (6)

  • Price CAGR -0.62%
  • Debt/Equity ratio
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 41.4% vs 43.2%
  • Piotroski F-Score 3/9

No disponible (9)

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  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles

Piotroski F-Score

3/9

Preocupaciones financieras graves

score
criteria

Calidad de los Beneficios

1.17

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

-0.8%

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. George G. Gleason IIChairman & CEO71
Mr. Paschall Brannon HamblenPresident59
Mr. Tim Hicks CPAChief Financial Officer52
Ms. Cynthia WolfeChief Operating Officer59
Mr. John CarterChief Credit Officer44
Mr. Stan ThomasChief Accounting Officer53
Mr. Jason CatheyChief Information Officer43
Ms. Tamara GothamChief Administrative Officer41
Ms. Helen Woodyard Brown J.D.General Counsel & Corporate Secretary47
Ms. Candace GrahamExecutive VP & Director of Corporate Communication-

Riesgo de Auditoría

1

Riesgo del Consejo

5

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

3

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for OZK, sourced from Markets Gazette.

  • 4/22/2026NEUTRAL
    Bank OZK Q1 2026 Earnings Call Transcript

    Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.

via Markets Gazette