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Palomar Holdings, Inc. (PLMR)

POSITIVE
Financial ServicesInsurance - Property & CasualtyUnited States

Fundamental

76

Precio

$131.38

Capitalización Bursátil

$3.53B

Parte 1 · Cuánto vale la empresa

Resumen

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.

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Who this company fights with for the same customers

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Balance y Liquidez

Ingresos

$1.09B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$203M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$409M

Patrimonio Neto Total

$943M

Pasivo Total

$2.11B

Ratio de Liquidez

-

Cobertura de Intereses

-

Deuda/EBITDA

1.02

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

Infravalorado

Valor Justo

$682.21

Precio Actual

$131.38

Margen de Seguridad

+80.7%

Rango de Valor Justo

$443.44 - $920.99

Métodos de Estimación

Analyst Target:$163.17
DCF:$1698.73
PE-based:$96.39
Graham Growth:$383.01
EPV:$95.18
Consenso de Analistas:Compra Fuerte (12B / 3H / 0S)
Última Sorpresa de Resultados:+6.18%

Métricas de Valoración

Ratio P/E

17.90

ROE

20.9%

Ratio P/B

3.57

P/FCF

8.44

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

7.4%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (17)

  • EPS shows upward trend
  • EPS CAGR 54.57%
  • Price CAGR 14.48%
  • P/FCF 8.44
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • CapEx intensity
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • ROE 21.6%
  • Revenue Growth 5Y 39.0%
  • Analyst Consensus 80% Buy
  • Earnings Surprise avg 8.9%
  • PEG Ratio 0.17
  • Earnings Quality (OCF/NI) 2.04
  • Piotroski F-Score 5/9

Fallido (5)

  • P/B Ratio 3.57
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Share Dilution 4.7%
  • Net Margin Trend 18.6% vs 22.7%

No disponible (6)

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  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage

Piotroski F-Score

5/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

2.04

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

4.7%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. D. McDonald ArmstrongFounder, CEO & Chairman of the Board-
Mr. Jon Marcus ChristiansonPresident45
Mr. Rodolphe HerveChief Operating Officer47
Mr. Jonathan Blake KnutzenChief Risk Officer53
Mr. James LongChief Technology Officer-
Ms. Angela Leann GrantChief Legal Officer & Corporate Secretary56
Mr. Timothy T. CarterChief People Officer56
Mr. Kyle MorganChief Strategy Officer-
Mr. Jake ArmstrongExecutive VP and Head of Marine & Property-
Mr. Robert BeyerleChief Underwriting Officer-

Riesgo de Auditoría

2

Riesgo del Consejo

6

Riesgo de Compensación

2

Riesgo de Derechos del Accionista

7

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for PLMR, sourced from Markets Gazette.

No recent news for PLMR.