SLM Corporation (SLM)
NEUTRALFundamental
68
Precio
$26.39
Capitalización Bursátil
$5.01B
Parte 1 · Cuánto vale la empresa
Resumen
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance y Liquidez
Ingresos
$1.96B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$736M
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
-
Patrimonio Neto Total
$2.45B
Pasivo Total
$27.29B
Ratio de Liquidez
-
Cobertura de Intereses
0.67
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$43.00
Precio Actual
$26.39
Margen de Seguridad
+38.6%
Rango de Valor Justo
$27.95 - $58.05
Métodos de Estimación
Métricas de Valoración
Ratio P/E
7.38
ROE
30.4%
Ratio P/B
2.00
P/FCF
-
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Value Creation (Economic Moat)
ROIC
-
WACC
12.6%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (15)
- EPS shows upward trend
- Price CAGR 9.16%
- P/B Ratio 2.00
- Operating Margin 50.1%
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- ROE 30.3%
- Revenue Growth 5Y 7.2%
- Analyst Consensus 60% Buy
- Earnings Surprise avg 6.3%
- PEG Ratio 0.77
- Share Dilution -5.2%
- Net Margin Trend 37.5% vs 25.1%
- Piotroski F-Score 5/9
Fallido (4)
- Debt/Equity ratio
- Interest Coverage
- DCF valuation (Unknown)
- Earnings Quality (OCF/NI) -0.44
No disponible (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Señales mixtas: algunas áreas requieren atención
Calidad de los Beneficios
Baja calidad: investigue la contabilidad
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Jonathan W. Witter | CEO & Director | 55 |
| Ms. Kerri A. Palmer | Co-President, Chief Operational Officer & Head of Financial Services | 54 |
| Mr. Peter M. Graham C.P.A. | Co-President, CFO & Treasurer | 59 |
| Mr. Nicolas Jafarieh | Executive VP and Chief Legal, Government Affairs & Communications Officer | 50 |
| Mr. Steven A. Turner | Executive VP and Chief Technology & Enablement Officer | 59 |
| Kate deLacy | Senior Director & Head of Investor Relations | - |
| Mr. William Wolf | Executive VP & Chief People Officer | 59 |
| Mr. Munish Pahwa | Executive VP & Chief Risk Officer | 55 |
| Mr. Jeremy Brandon | Executive VP & Chief Audit Officer | - |
| Mr. Richard M. Nelson | Senior VP, Chief Regulatory Counsel & Corporate Secretary | - |
Riesgo de Auditoría
3
Riesgo del Consejo
2
Riesgo de Compensación
2
Riesgo de Derechos del Accionista
1
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Latest News
Recent headlines for SLM, sourced from Markets Gazette.