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Valley National Bancorp (VLY)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

61

Precio

$14.03

Capitalización Bursátil

$7.82B

Parte 1 · Cuánto vale la empresa

Resumen

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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Direct competitors

Who this company fights with for the same customers

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Balance y Liquidez

Ingresos

$2.15B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$694M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$326M

Patrimonio Neto Total

$7.81B

Pasivo Total

$56.33B

Ratio de Liquidez

-

Cobertura de Intereses

0.46

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$11.78

Precio Actual

$14.03

Margen de Seguridad

-19.1%

Rango de Valor Justo

$8.69 - $14.87

Métodos de Estimación

Analyst price target:$16.73
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$11.81
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$10.37
Dividend discount (Gordon):$7.85
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Compra Fuerte (15B / 4H / 0S)
Última Sorpresa de Resultados:-3.72%

Métricas de Valoración

Ratio P/E

11.95

ROE

7.7%

Ratio P/B

0.98

P/FCF

13.96

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

10.8%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (15)

  • EPS shows upward trend
  • P/FCF 13.96
  • P/B Ratio 0.98
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Earnings Quality (OCF/NI) 0.83
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

Fallido (8)

  • EPS CAGR 2.72%
  • Price CAGR 1.98%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • PEG Ratio 6.21
  • Share Dilution 7.4%

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

5/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

0.83

Moderada: cierta brecha entre beneficios y efectivo

Dilución de Acciones

7.4%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

Riesgo de Auditoría

3

Riesgo del Consejo

5

Riesgo de Compensación

3

Riesgo de Derechos del Accionista

1

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for VLY, sourced from Markets Gazette.

No recent news for VLY.