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Valley National Bancorp - 6.25% Fixed-to-Floating Rate Series A Non-Cumulative Perpetual Preferred Stock (VLYPP)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

49

Precio

$25.11

Capitalización Bursátil

-

Parte 1 · Cuánto vale la empresa

Resumen

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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Balance y Liquidez

Ingresos

$2.15B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$694M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$326M

Patrimonio Neto Total

$7.81B

Pasivo Total

$56.33B

Ratio de Liquidez

-

Cobertura de Intereses

0.46

Deuda/EBITDA

75.72

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

Sobrevalorado

Valor Justo

$15.68

Precio Actual

$25.11

Margen de Seguridad

-60.1%

Rango de Valor Justo

$10.19 - $21.17

Métodos de Estimación

Analyst Target:-
DCF:$29.70
PE-based:$11.11
Graham Growth:$12.05
EPV:$12.17
Consenso de Analistas:Compra Fuerte (15B / 4H / 0S)
Última Sorpresa de Resultados:-3.72%

Métricas de Valoración

Ratio P/E

21.10

ROE

7.7%

Ratio P/B

1.78

P/FCF

43.24

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

3.5%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (12)

  • EPS shows upward trend
  • P/B Ratio 1.78
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

Fallido (12)

  • EPS CAGR 2.78%
  • Price CAGR 0.57%
  • P/FCF 43.24
  • Debt/Equity ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • PEG Ratio 6.21
  • Earnings Quality (OCF/NI) 0.57
  • Share Dilution 7.9%

No disponible (4)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio

Piotroski F-Score

5/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

0.57

Moderada: cierta brecha entre beneficios y efectivo

Dilución de Acciones

7.9%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for VLYPP, sourced from Markets Gazette.

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