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WaFd, Inc. (WAFD)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

59

Precio

$36.26

Capitalización Bursátil

$2.69B

Parte 1 · Cuánto vale la empresa

Resumen

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

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Balance y Liquidez

Ingresos

$783M

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$256M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$208M

Patrimonio Neto Total

$3.04B

Pasivo Total

$23.66B

Ratio de Liquidez

-

Cobertura de Intereses

0.47

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$33.36

Precio Actual

$36.26

Margen de Seguridad

-8.7%

Rango de Valor Justo

$28.74 - $37.98

Métodos de Estimación

Analyst price target:$39.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$34.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.07
Dividend discount (Gordon):$24.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Vender (0B / 6H / 3S)
Última Sorpresa de Resultados:+1.14%

Métricas de Valoración

Ratio P/E

11.48

ROE

7.4%

Ratio P/B

0.89

P/FCF

11.83

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

12.4%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (14)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • P/FCF 11.83
  • P/B Ratio 0.89
  • Operating Margin 41.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.5%
  • Revenue Growth 5Y 11.4%
  • Earnings Quality (OCF/NI) 1.04
  • Net Margin Trend 32.8% vs 31.2%
  • Piotroski F-Score 6/9

Fallido (9)

  • Price CAGR 0.58%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 0.6%
  • PEG Ratio 2.42
  • Share Dilution 7.4%

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

1.04

Alta calidad: beneficios respaldados por efectivo

Dilución de Acciones

7.4%

Emitiendo nuevas acciones, diluyendo la participación

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Brent J. Beardall CPAPresident, CEO & Vice Chairman54
Ms. Kelli J. Holz CPAExecutive VP & CFO56
Ms. Kim E. RobisonExecutive VP & COO55
Mr. Ryan M. MauerExecutive VP & Chief Credit Officer54
Ms. Cathy E. CooperExecutive VP, Chief Experience Officer & Corporate Secretary59
Ms. Blayne A. SandenSenior VP & Principal Accounting Officer48
Mr. Brad GoodeChief of Communications, Marketing & Community Relations and Senior VP-
Lisa M. KingSenior Vice President of Human Resources-
Mr. Keith D. TaylorSenior Vice President of Corporate Real Estate and Treasurer-
Mr. Robert C. ZirkSenior VP & Controller-

Riesgo de Auditoría

2

Riesgo del Consejo

2

Riesgo de Compensación

5

Riesgo de Derechos del Accionista

4

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for WAFD, sourced from Markets Gazette.

No recent news for WAFD.