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WSFS Financial Corporation (WSFS)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

73

Precio

$79.19

Capitalización Bursátil

$4.09B

Parte 1 · Cuánto vale la empresa

Resumen

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

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Balance y Liquidez

Ingresos

$1.10B

Últimos 12 meses (hasta 30/6/2026)

Beneficio Neto

$320M

Últimos 12 meses (hasta 30/6/2026)

Flujo de Caja Libre

$214M

Patrimonio Neto Total

$2.74B

Pasivo Total

$18.59B

Ratio de Liquidez

-

Cobertura de Intereses

0.57

Deuda/EBITDA

-

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

BankValoración Justa

Valor Justo

$68.21

Precio Actual

$79.19

Margen de Seguridad

-16.1%

Rango de Valor Justo

$44.33 - $92.08

Métodos de Estimación

Analyst price target:$88.92
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$71.31
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$76.49
Dividend discount (Gordon):$13.33
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso de Analistas:Comprar (8B / 4H / 0S)
Última Sorpresa de Resultados:+8.48%

Métricas de Valoración

Ratio P/E

13.31

ROE

10.5%

Ratio P/B

1.49

P/FCF

16.70

Margen Bruto

-

ROIC

-

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

-

WACC

9.8%

ROIC − WACC

-

Criterios de Análisis Fundamental

Superado (18)

  • EPS shows upward trend
  • Price CAGR 5.59%
  • P/FCF 16.70
  • P/B Ratio 1.49
  • Operating Margin 38.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 11.7%
  • Revenue Growth 5Y 22.5%
  • Analyst Consensus 67% Buy
  • Earnings Surprise avg 11.7%
  • PEG Ratio 0.74
  • Earnings Quality (OCF/NI) 0.77
  • Share Dilution -5.6%
  • Net Margin Trend 29.1% vs 25.3%
  • Piotroski F-Score 5/9

Fallido (4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Overvalued)

No disponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

5/9

Señales mixtas: algunas áreas requieren atención

score
criteria

Calidad de los Beneficios

0.77

Moderada: cierta brecha entre beneficios y efectivo

Dilución de Acciones

-5.6%

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Rodger LevensonChairman, President & CEO64
Mr. David BurgExecutive VP & CFO51
Mr. Arthur J. BacciExecutive VP & COO63
Ms. Lisa M. BrubakerExecutive VP & Chief Human Resources Officer61
Ms. Shari A. KruzinskiExecutive VP & Chief Consumer Banking Officer55
Mr. Charles K. Mosher CPASenior VP & Chief Accounting Officer-
Ms. Shilpa KumarSenior VP & Head of Corporate Finance-
Mr. Allan MatygerExecutive VP & Chief Information Officer46
Ms. Lisa WashingtonSenior VP, Secretary & Chief Legal Officer57
Ms. Lynn HobsonSenior VP & Chief Marketing Officer-

Riesgo de Auditoría

4

Riesgo del Consejo

4

Riesgo de Compensación

1

Riesgo de Derechos del Accionista

7

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for WSFS, sourced from Markets Gazette.

No recent news for WSFS.