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Yuanbao Inc. (YB)

NEUTRAL
TechnologySoftware - ApplicationChina

Fundamental

59

Precio

$13.80

Capitalización Bursátil

$639M

Parte 1 · Cuánto vale la empresa

Resumen

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balance y Liquidez

Ingresos

$4.72B

Últimos 12 meses (hasta 31/3/2026)

Beneficio Neto

$1.40B

Últimos 12 meses (hasta 31/3/2026)

Flujo de Caja Libre

-

Patrimonio Neto Total

$399M

Pasivo Total

$4M

Ratio de Liquidez

3.48

Cobertura de Intereses

-

Deuda/EBITDA

0.00

Beneficio Por Acción

Ingresos y Beneficio Neto

Flujo de Caja Libre

Desglose de Ingresos

Estado histórico

Márgenes en el tiempo

La deuda en el tiempo

Cuánto pesa la deuda

Cuadro de crecimiento

Crecimiento — Ingresos

Estimación de Valor Justo

General caseInfravalorado

Valor Justo

$45.47

Precio Actual

$13.80

Margen de Seguridad

+69.7%

Rango de Valor Justo

$29.56 - $61.39

Métodos de Estimación

Analyst price target:$18.07
Discounted cash flow (DCF):$108.31
Earnings multiple (P/E):$11.98
Graham growth formula:$68.86
Earnings power value (EPV):$50.57
Justified P/B:$91.54
Dividend discount (Gordon):Not enough data to compute it
P/FFO, funds from operations:Not enough data to compute it
Mid-cycle earnings:Not enough data to compute it
Revenue multiple:Not enough data to compute it
Consenso de Analistas:Vender (0B / 3H / 6S)

Métricas de Valoración

Ratio P/E

3.28

ROE

47.9%

Ratio P/B

1.13

P/FCF

-

Margen Bruto

96.4%

ROIC

307.2%

Radar de Rentabilidad

Value Creation (Economic Moat)

ROIC

307.2%

WACC

8.0%

ROIC − WACC

+299.3 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Criterios de Análisis Fundamental

Superado (7)

  • ROIC 307.2%
  • Gross Margin 96.4%
  • P/B Ratio 1.13
  • Debt/Equity ratio
  • Current Ratio
  • Debt/EBITDA
  • ROE 44.1%

Fallido (4)

  • Price CAGR -33.29%
  • DCF valuation (Unknown)
  • Analyst Consensus 0% Buy
  • Piotroski F-Score 0/9

No disponible (16)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Interest Coverage
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Revenue Growth 5Y (Finnhub)
  • Earnings Surprise (no valid data)
  • PEG Ratio (need PE > 0 and growth > 0)
  • Earnings Quality (OCF/Net Income)
  • Share Dilution (need 2+ years)
  • Net Margin Trend (invalid data)

Piotroski F-Score

0/9

Preocupaciones financieras graves

score
criteria

Calidad de los Beneficios

-

Baja calidad: investigue la contabilidad

Dilución de Acciones

-

Recomprando acciones. Favorable para el accionista

Gobernanza

Equipo Directivo

NombreCargoEdad
Mr. Rui FangChairman & CEO48
Mr. Huirui WanChief Financial Officer35
Ms. Ying LiCOO & Director37
Mr. Bo WangChief Technology Officer42
Ms. Shuli SunChief Product Officer & Director35
Ms. Ying LeVice President35

Parte 2 · El precio y el momento de entrar

Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.

Latest News

Recent headlines for YB, sourced from Markets Gazette.

No recent news for YB.