Zions Bancorporation N.A. (ZION)
POSITIVEFundamental
75
Precio
$67.45
Capitalización Bursátil
$10.03B
Parte 1 · Cuánto vale la empresa
Resumen
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance y Liquidez
Ingresos
$3.74B
Últimos 12 meses (hasta 30/6/2026)
Beneficio Neto
$1.17B
Últimos 12 meses (hasta 30/6/2026)
Flujo de Caja Libre
$952M
Patrimonio Neto Total
$7.18B
Pasivo Total
$81.51B
Ratio de Liquidez
-
Cobertura de Intereses
0.56
Deuda/EBITDA
-
Beneficio Por Acción
Ingresos y Beneficio Neto
Flujo de Caja Libre
Desglose de Ingresos
Estado histórico
Márgenes en el tiempo
La deuda en el tiempo
Cuadro de crecimiento
Crecimiento — Ingresos
Estimación de Valor Justo
Valor Justo
$138.88
Precio Actual
$67.45
Margen de Seguridad
+51.4%
Rango de Valor Justo
$90.27 - $187.49
Métodos de Estimación
Métricas de Valoración
Ratio P/E
8.65
ROE
12.5%
Ratio P/B
1.29
P/FCF
5.90
Margen Bruto
-
ROIC
-
Radar de Rentabilidad
Value Creation (Economic Moat)
ROIC
-
WACC
10.2%
ROIC − WACC
-
Criterios de Análisis Fundamental
Superado (15)
- EPS shows upward trend
- P/FCF 5.90
- P/B Ratio 1.29
- Operating Margin 40.2%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 16.1%
- Earnings Surprise avg 21.4%
- PEG Ratio 0.66
- Earnings Quality (OCF/NI) 1.54
- Share Dilution -5.6%
- Net Margin Trend 31.3% vs 26.0%
- Piotroski F-Score 7/9
Fallido (7)
- Price CAGR 4.70%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Revenue Growth 5Y 4.3%
- Analyst Consensus 41% Buy
No disponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Solidez financiera fuerte
Calidad de los Beneficios
Alta calidad: beneficios respaldados por efectivo
Dilución de Acciones
Recomprando acciones. Favorable para el accionista
Gobernanza
Equipo Directivo
| Nombre | Cargo | Edad |
|---|---|---|
| Mr. Harris Henry Simmons | Chairman & CEO | 71 |
| Mr. Scott J. McLean | President, COO & Director | 68 |
| Mr. Robert Ryan Richards | Executive VP & CFO | 48 |
| Mr. Christopher Kyriakakis | Executive VP & Chief Risk Officer | 53 |
| Mr. Kenneth Jay Collins | Executive VP and Chief Transformation & Operations Officer | 59 |
| Ms. Margaret Mayer | Executive VP & Chief Information Officer | - |
| Dave Riches | Interim Director of Investor Relations | - |
| Ms. Rena A. Miller J.D. | Executive VP, General Counsel & Corporate Secretary | 65 |
| Mr. Eric Lucero | Executive VP & Chief Marketing Officer | - |
| Ms. Christina Miles | Senior VP & Director of Sales | - |
Riesgo de Auditoría
2
Riesgo del Consejo
5
Riesgo de Compensación
1
Riesgo de Derechos del Accionista
1
Parte 2 · El precio y el momento de entrar
Esta parte no sirve para saber si la empresa vale: sirve para elegir cuándo comprarla, una vez que los fundamentales te han convencido. Dentro: análisis técnico, potencial, caídas históricas, exposición gamma.
Latest News
Recent headlines for ZION, sourced from Markets Gazette.
- 4/20/2026NEUTRALZions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript
Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.
- 4/17/2026POSITIVEHow To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings
Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.
via Markets Gazette