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Popular, Inc. (BPOP)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fondamental

78

Prix

$168.92

Capitalisation boursière

$10.75B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

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Direct competitors

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Bilan & Liquidités

Chiffre d'affaires

$3.35B

12 derniers mois (au 30/06/2026)

Résultat net

$969M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$681M

Capitaux propres totaux

$6.25B

Passif total

$69.10B

Ratio de liquidité général

-

Couverture des intérêts

0.97

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BankJustement valorisé

Juste valeur

$198.61

Prix actuel

$168.92

Marge de sécurité

+14.9%

Fourchette de juste valeur

$129.24 - $267.98

Méthodes d'estimation

Analyst price target:$197.30
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$155.48
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$266.46
Dividend discount (Gordon):$74.09
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consensus des analystes:Achat fort (15B / 1H / 0S)
Dernière surprise sur les résultats:+14.44%

Indicateurs de valorisation

Ratio P/E

11.40

ROE

13.3%

Ratio P/B

1.67

P/FCF

13.31

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

8.9%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (18)

  • EPS shows upward trend
  • Price CAGR 14.46%
  • P/FCF 13.31
  • P/B Ratio 1.67
  • Operating Margin 34.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 15.4%
  • Revenue Growth 5Y 7.4%
  • Analyst Consensus 94% Buy
  • Earnings Surprise avg 11.0%
  • PEG Ratio 0.73
  • Earnings Quality (OCF/NI) 1.03
  • Share Dilution -5.6%
  • Net Margin Trend 28.9% vs 23.6%
  • Piotroski F-Score 7/9

Échoué (4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

Indisponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

7/9

Santé financière solide

score
criteria

Qualité des bénéfices

1.03

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-5.6%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Javier D. Ferrer-Fernández J.D.President, CEO, Corporate Secretary & Director64
Mr. Jorge Jose GarcíaExecutive VP, CFO & Corporate Finance Group52
Ms. Camille BurckhartEVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group45
Mr. Manuel A. ChineaExecutive VP and Chief Experience & Administration Services Officer59
Mr. Lidio V. Soriano CPAExecutive VP & Chief Risk Officer of Corporate Risk Management Group56
Ms. Denissa M. Rodriguez AdornoSenior VP, Corporate Comptroller & Chief Accounting Officer-
Mr. Paul J. CardilloSenior VP & Investor Relations Officer-
Mr. Jose R. Coleman-Tio Esq.Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group44
Ms. Maria Cristina Gonzalez NogueraExecutive VP and Chief Communications & Public Affairs Officer50
Mr. Eli S. SepulvedaExecutive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico62

Risque d'audit

1

Risque du conseil

3

Risque de rémunération

2

Risque droits des actionnaires

1

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for BPOP, sourced from Markets Gazette.

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