Cathay General Bancorp (CATY)
POSITIVEFondamental
69
Prix
$61.92
Capitalisation boursière
$4.17B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
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Direct competitors
Who this company fights with for the same customers
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Bilan & Liquidités
Chiffre d'affaires
$871M
12 derniers mois (au 30/06/2026)
Résultat net
$347M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$364M
Capitaux propres totaux
$2.93B
Passif total
$21.30B
Ratio de liquidité général
-
Couverture des intérêts
0.56
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$55.91
Prix actuel
$61.92
Marge de sécurité
-10.7%
Fourchette de juste valeur
$42.20 - $69.61
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
12.17
ROE
10.8%
Ratio P/B
1.36
P/FCF
7.78
Marge brute
-
ROIC
-
Radar de rentabilité
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (16)
- EPS shows upward trend
- Price CAGR 5.06%
- P/FCF 7.78
- P/B Ratio 1.36
- Operating Margin 50.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.7%
- Revenue Growth 5Y 8.1%
- Earnings Surprise avg 9.2%
- PEG Ratio 1.29
- Earnings Quality (OCF/NI) 1.56
- Share Dilution -4.1%
- Piotroski F-Score 6/9
Échoué (6)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Analyst Consensus 10% Buy
- Net Margin Trend 38.5% vs 39.2%
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Dunson K. Cheng Ph.D. | Executive Chairman of the Board | 80 |
| Mr. Chang Ming Liu | CEO, President & Director | 58 |
| Ms. Diana G. Deen | Executive VP & Chief Risk Officer of Cathy Bank | 62 |
| Mr. Albert Sun | Executive VP & Chief Credit Officer at Cathay Bank | 69 |
| Mr. Albert J. Wang CPA | Executive VP, CFO & Treasurer | 50 |
| Ms. Georgia Lo | Assistant Secretary & Investor Relations | - |
| Ms. May K. Chan | Senior VP, General Counsel, Corporate Secretary & Sustainability Officer | 47 |
Risque d'audit
6
Risque du conseil
4
Risque de rémunération
2
Risque droits des actionnaires
5
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Latest News
Recent headlines for CATY, sourced from Markets Gazette.
- 3/9/2026NEGATIVEEVP Dumps One-Third of His CATY Shares for $50,200
A key executive at Catalent Inc. has divested a significant portion of their holdings, selling one-third of their shares for approximately $50,200. This transaction follows a pattern of stake reductions by other high-ranking officials within the regional bank. While the sale amount is relatively small, the consistent insider selling can signal a lack of confidence in the company's future prospects among those with the most intimate knowledge of its operations. Investors often interpret such moves as a bearish indicator, potentially impacting the stock's short-term performance.
via Markets Gazette