Commerce Bancshares, Inc. (CBSH)
NEUTRALFondamental
61
Prix
$58.20
Capitalisation boursière
$8.44B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
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Who this company fights with for the same customers
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Bilan & Liquidités
Chiffre d'affaires
$1.86B
12 derniers mois (au 30/06/2026)
Résultat net
$584M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$592M
Capitaux propres totaux
$3.79B
Passif total
$29.10B
Ratio de liquidité général
-
Couverture des intérêts
0.64
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$59.90
Prix actuel
$58.20
Marge de sécurité
+2.8%
Fourchette de juste valeur
$44.48 - $75.31
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
14.37
ROE
14.9%
Ratio P/B
1.93
P/FCF
6.93
Marge brute
-
ROIC
-
Radar de rentabilité
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (13)
- EPS shows upward trend
- P/FCF 6.93
- P/B Ratio 1.93
- Operating Margin 40.7%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 14.4%
- Revenue Growth 5Y 5.1%
- PEG Ratio 1.43
- Earnings Quality (OCF/NI) 2.16
- Share Dilution -1.7%
- Piotroski F-Score 7/9
Échoué (10)
- EPS CAGR 3.53%
- Price CAGR 3.07%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Fairly valued)
- Analyst Consensus 40% Buy
- Earnings Surprise avg 1.0%
- Net Margin Trend 31.3% vs 32.5%
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. John W. Kemper | President, CEO & Director | 47 |
| Mr. Charles G. Kim | Executive VP & CFO | 64 |
| Mr. Kevin Gene Barth | Executive Vice President | 64 |
| Mr. Robert S. Holmes | Executive Vice President | 61 |
| Mr. John Koeneman Handy | Executive Vice President | 61 |
| Mr. David W. Kemper | Executive Chairman | 74 |
| Mr. Steven A. Brandjord | Corporate Controller & Chief Accounting Officer | - |
| Mr. Matthew Burkemper | Director of Finance, Corporate Development & Investor Relations | - |
| Ms. Margaret M. Rowe | Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management | 60 |
| Mr. Douglas D. Neff | Senior Vice President | 56 |
Risque d'audit
2
Risque du conseil
5
Risque de rémunération
5
Risque droits des actionnaires
7
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Latest News
Recent headlines for CBSH, sourced from Markets Gazette.
- 2/26/2026POSITIVEWaterford Advisors Loads Up on CBSH, Buying 44,000 Shares
Waterford Advisors has significantly increased its stake in Commerce Bancshares Inc., acquiring a substantial 44,000 shares of the company. This strategic move by a financial advisor of this stature signals strong confidence in the bank's future prospects. Commerce Bancshares, recognized for its diversified banking and wealth management services, operates a robust network of 287 locations across the Midwest. Waterford's substantial investment could be interpreted by the market as a positive indicator, suggesting that institutional investors perceive value and growth potential in Commerce Bancshares' business model and regional coverage. This development might attract further investor attention, potentially influencing the stock's valuation positively in the short to medium term.
via Markets Gazette