First Financial Bancorp. (FFBC)
NEUTRALFondamental
61
Prix
$32.65
Capitalisation boursière
$3.47B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
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Who this company fights with for the same customers
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Bilan & Liquidités
Chiffre d'affaires
$1.01B
12 derniers mois (au 30/06/2026)
Résultat net
$285M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$317M
Capitaux propres totaux
$2.77B
Passif total
$18.36B
Ratio de liquidité général
-
Couverture des intérêts
0.50
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$29.52
Prix actuel
$32.65
Marge de sécurité
-10.6%
Fourchette de juste valeur
$23.21 - $35.84
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
11.64
ROE
9.2%
Ratio P/B
1.16
P/FCF
4.57
Marge brute
-
ROIC
-
Radar de rentabilité
Value Creation (Economic Moat)
ROIC
-
WACC
11.0%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (15)
- P/FCF 4.57
- P/B Ratio 1.16
- Operating Margin 35.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 10.1%
- Revenue Growth 5Y 11.9%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 2.9%
- PEG Ratio 1.16
- Earnings Quality (OCF/NI) 2.78
- Share Dilution 0.8%
- Net Margin Trend 28.3% vs 28.0%
Échoué (8)
- EPS shows upward trend
- EPS CAGR -3.60%
- Price CAGR 1.50%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Piotroski F-Score 4/9
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Signaux mixtes : certains domaines nécessitent attention
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Le nombre d'actions est stable
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Archie M. Brown Jr. | President, CEO & Director | 64 |
| Mr. James Michael Anderson | Executive VP, CFO & COO | 53 |
| Ms. Karen Ball Woods J.D. | Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary | 57 |
| Mr. Richard S. Dennen CPA | Executive VP & Chief Corporate Banking Officer | 58 |
| Ms. Amanda N. Neeley | Executive VP and Chief Consumer Banking & Strategy Officer | 44 |
| Mr. Gregory A. Harris | President of Yellow Cardinal Advisory Group | 55 |
| Mr. Roddell McCullough | Chief Responsibility Officer | - |
| Mr. William R. Harrod | Executive VP & Chief Credit Officer | 57 |
| Mr. James R. Shank | Chief Internal Auditor | - |
| Ms. Ann Davis | Mortgage Lending President | - |
Risque d'audit
4
Risque du conseil
4
Risque de rémunération
1
Risque droits des actionnaires
7
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Latest News
Recent headlines for FFBC, sourced from Markets Gazette.
- 4/24/2026NEUTRALFull Transcript: First Financial Bancorp Q1 2026 Earnings Call
First Financial Bancorp has released the full transcript of its Q1 2026 Earnings Call. While the transcript provides detailed insights into the company's performance, strategic initiatives, and future outlook, it does not contain specific forward-looking guidance or immediate performance metrics that would suggest a significant shift in the stock's valuation. Investors should review the transcript for qualitative information regarding management's commentary on market conditions, operational efficiency, and growth opportunities, but the document itself is primarily informational.
via Markets Gazette