First Financial Bankshares, Inc. (FFIN)
NEUTRALFondamental
52
Prix
$33.57
Capitalisation boursière
$4.90B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
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Bilan & Liquidités
Chiffre d'affaires
$666M
12 derniers mois (au 30/06/2026)
Résultat net
$269M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$286M
Capitaux propres totaux
$1.92B
Passif total
$13.53B
Ratio de liquidité général
-
Couverture des intérêts
0.62
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$28.24
Prix actuel
$33.57
Marge de sécurité
-18.9%
Fourchette de juste valeur
$20.83 - $35.65
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
18.16
ROE
13.2%
Ratio P/B
2.44
P/FCF
14.96
Marge brute
-
ROIC
-
Radar de rentabilité
Value Creation (Economic Moat)
ROIC
-
WACC
9.2%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (12)
- P/FCF 14.96
- P/B Ratio 2.44
- Operating Margin 49.3%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 14.3%
- Revenue Growth 5Y 12.0%
- Analyst Consensus 55% Buy
- Earnings Quality (OCF/NI) 1.29
- Share Dilution -0.0%
- Piotroski F-Score 7/9
Échoué (11)
- EPS shows upward trend
- EPS CAGR -2.12%
- Price CAGR 4.21%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
- Earnings Surprise avg -4.7%
- PEG Ratio 4.05
- Net Margin Trend 40.4% vs 41.5%
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Santé financière solide
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Rachat d'actions. Favorable aux actionnaires
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. F. Scott Dueser | Executive Chairman | 72 |
| Mr. David W. Bailey | CEO & President | 41 |
| Ms. Michelle S. Hickox CPA | Executive VP, CFO, Secretary & Treasurer | 57 |
| Mr. Ronald D. Butler II | Executive VP & Chief Administrative Officer | 64 |
| Mr. Timothy Luke Longhofer | Executive VP & Chief Credit Officer | 42 |
| Mr. J. Kyle McVey CPA | Executive VP, Chief Accounting Officer & Investor Relations Director | 38 |
| Mr. Timothy Brown | Executive VP & Chief Information Officer | 59 |
| Mr. Mike Parker | Executive VP & Chief Compliance Officer | - |
| Mr. Brian D. Goodrich | Executive VP & General Counsel | 52 |
| Mr. Josh Brown CPL | Senior Vice President of Human Resources | - |
Risque d'audit
4
Risque du conseil
4
Risque de rémunération
2
Risque droits des actionnaires
3
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Latest News
Recent headlines for FFIN, sourced from Markets Gazette.