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First Hawaiian, Inc. (FHB)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fondamental

63

Prix

$25.68

Capitalisation boursière

$3.21B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

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Direct competitors

Who this company fights with for the same customers

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Bilan & Liquidités

Chiffre d'affaires

$904M

12 derniers mois (au 30/06/2026)

Résultat net

$285M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$303M

Capitaux propres totaux

$2.77B

Passif total

$21.19B

Ratio de liquidité général

-

Couverture des intérêts

0.55

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BankJustement valorisé

Juste valeur

$28.63

Prix actuel

$25.68

Marge de sécurité

+10.3%

Fourchette de juste valeur

$25.89 - $31.38

Méthodes d'estimation

Analyst price target:$30.78
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$26.62
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$30.26
Dividend discount (Gordon):$23.38
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consensus des analystes:Vendre (0B / 9H / 9S)
Dernière surprise sur les résultats:+2.16%

Indicateurs de valorisation

Ratio P/E

11.32

ROE

10.0%

Ratio P/B

1.12

P/FCF

10.13

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

8.8%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (15)

  • EPS shows upward trend
  • P/FCF 10.13
  • P/B Ratio 1.12
  • Operating Margin 41.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.3%
  • Earnings Surprise avg 4.1%
  • PEG Ratio 1.31
  • Earnings Quality (OCF/NI) 1.18
  • Share Dilution -2.3%
  • Net Margin Trend 31.5% vs 29.8%
  • Piotroski F-Score 7/9

Échoué (8)

  • EPS CAGR 3.23%
  • Price CAGR -2.76%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 3.0%
  • Analyst Consensus 0% Buy

Indisponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

7/9

Santé financière solide

score
criteria

Qualité des bénéfices

1.18

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-2.3%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Robert Scott HarrisonChairman of the Board, President & CEO65
Mr. James M. MosesVice Chairman of Finance Group & CFO48
Mr. Neill Alan CharVice Chairman of Commercial & Retail Banking Group53
Ms. Lea M. NakamuraExecutive VP & Chief Risk Officer of Risk Management Group59
Ms. Gina O. Woo AnonuevoVice Chair & Chief Administrative Officer58
Mr. Kevin S. Haseyama C.F.A.Strategic Planning & Investor Relations Manager-
Mr. Joel E. Rappoport Esq., J.D.Executive VP of Legal & Corporate Services Group, General Counsel and Secretary-
Ms. Darlene N. BlakeneyExecutive VP of Wholesale Banking Group & Chief Lending Officer62

Risque d'audit

4

Risque du conseil

3

Risque de rémunération

1

Risque droits des actionnaires

1

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for FHB, sourced from Markets Gazette.

  • 4/25/2026NEUTRAL
    Full Transcript: First Hawaiian Q1 2026 Earnings Call

    First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.

via Markets Gazette