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First Interstate BancSystem, Inc. (FIBK)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fondamental

58

Prix

$36.91

Capitalisation boursière

$3.57B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.

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Bilan & Liquidités

Chiffre d'affaires

$1.07B

12 derniers mois (au 30/06/2026)

Résultat net

$324M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

-

Capitaux propres totaux

$3.45B

Passif total

$23.19B

Ratio de liquidité général

-

Couverture des intérêts

0.51

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BankJustement valorisé

Juste valeur

$40.63

Prix actuel

$36.91

Marge de sécurité

+9.2%

Fourchette de juste valeur

$38.28 - $42.98

Méthodes d'estimation

Analyst price target:$37.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$44.15
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$41.77
Dividend discount (Gordon):$38.96
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consensus des analystes:Conserver (1B / 7H / 5S)
Dernière surprise sur les résultats:+33.07%

Indicateurs de valorisation

Ratio P/E

11.49

ROE

8.8%

Ratio P/B

1.07

P/FCF

-

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

8.7%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (12)

  • EPS shows upward trend
  • P/B Ratio 1.07
  • Operating Margin 39.0%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.6%
  • Revenue Growth 5Y 22.0%
  • Earnings Surprise avg 26.9%
  • Earnings Quality (OCF/NI) 0.84
  • Share Dilution -0.4%
  • Net Margin Trend 30.3% vs 22.8%
  • Piotroski F-Score 7/9

Échoué (8)

  • EPS CAGR 3.92%
  • Price CAGR -1.26%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Analyst Consensus 8% Buy
  • PEG Ratio 3.77

Indisponible (8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

7/9

Santé financière solide

score
criteria

Qualité des bénéfices

0.84

Modérée : certain écart entre profits et trésorerie

Dilution du capital

-0.4%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. James A. ReuterPresident, CEO & Director60
Mr. David P. Della Camera C.F.A.Executive VP & CFO31
Ms. Lori A. MeyerExecutive VP & Chief Information Officer47
Sara BeckerDirector of Marketing and Communications-
Ms. Rachel B. TurittoExecutive VP & Chief Human Resources Officer-
Ms. Tawnya SchoolitzInterim Chief Risk Officer-
Mr. Dale DaughertyChief Information Security Officer-
Mr. Christopher L. SheplerExecutive VP & Chief Banking Officer49
Ms. Leslie A. ScharfeChief of Staff-
Mr. Ryan J. BoscheeExecutive VP & Chief Credit Officer-

Risque d'audit

4

Risque du conseil

3

Risque de rémunération

1

Risque droits des actionnaires

1

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for FIBK, sourced from Markets Gazette.

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