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Hancock Whitney Corporation (HWC)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fondamental

65

Prix

$74.44

Capitalisation boursière

$6.04B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables. In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

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Bilan & Liquidités

Chiffre d'affaires

$1.47B

12 derniers mois (au 30/06/2026)

Résultat net

$427M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$523M

Capitaux propres totaux

$4.46B

Passif total

$31.01B

Ratio de liquidité général

-

Couverture des intérêts

0.47

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BankSurévalué

Juste valeur

$56.52

Prix actuel

$74.44

Marge de sécurité

-31.7%

Fourchette de juste valeur

$39.00 - $74.03

Méthodes d'estimation

Analyst price target:$83.80
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$56.06
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$50.35
Dividend discount (Gordon):$31.45
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consensus des analystes:Achat fort (10B / 4H / 0S)
Dernière surprise sur les résultats:-0.99%

Indicateurs de valorisation

Ratio P/E

14.71

ROE

10.9%

Ratio P/B

1.35

P/FCF

10.73

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

11.2%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (15)

  • EPS shows upward trend
  • EPS CAGR 6.20%
  • Price CAGR 5.75%
  • P/FCF 10.73
  • P/B Ratio 1.35
  • Operating Margin 36.7%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.6%
  • Analyst Consensus 71% Buy
  • Earnings Quality (OCF/NI) 1.35
  • Share Dilution -1.8%
  • Piotroski F-Score 7/9

Échoué (7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.8%
  • Earnings Surprise avg 0.4%
  • Net Margin Trend 29.1% vs 32.0%

Indisponible (6)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Score F de Piotroski

7/9

Santé financière solide

score
criteria

Qualité des bénéfices

1.35

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-1.8%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. John M. HairstonPresident, CEO & Director61
Mr. Michael M. Achary CPASenior EVP, CFO & Principal Accounting Officer65
Mr. D. Shane LoperSenior EVP & COO59
Mr. Michael OteroSenior EVP & Chief Risk Officer58
Mr. Christopher S. ZilucaSenior EVP & Chief Credit Officer63
Mr. David J. Lundgren Jr., C.F.A.Chief Investment Officer-
Ashleigh Flower WilshireSenior VP & Head of Investor Relations-
Ms. Juanita P. KuhnerSenior Executive VP, General Counsel & Corporate Secretary44
Nina WillisChief Compliance Officer-
Mr. R. Paul MaxwellVP & Senior Communications Officer-

Risque d'audit

3

Risque du conseil

1

Risque de rémunération

1

Risque droits des actionnaires

5

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for HWC, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    Transcript: Hancock Whitney Q1 2026 Earnings Conference Call

    Hancock Whitney Corporation (HWC) released its Q1 2026 earnings conference call transcript on April 21, 2026. The transcript provides detailed insights into the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are contained within the document, the release of a transcript itself is informational. Investors and analysts will need to carefully review the content for any material changes in guidance, operational updates, or management commentary that could impact the company's valuation. Without further analysis of the transcript's specific details, the event is classified as neutral.

via Markets Gazette