Independent Bank Corp. (INDB)
NEUTRALFondamental
61
Prix
$83.17
Capitalisation boursière
$3.96B
Partie 1 · Ce que vaut l'entreprise
Vue d'ensemble
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate settlement, financial planning, tax services, and other services; debit and credit cards; and mutual fund and unit investment trust shares, third party model portfolios, general securities, fixed and variable annuities, and life insurance products, as well as advisory platforms. Further, the company invests in low-income housing tax credit projects; holds, maintains, and disposes foreclosed properties; and operates as an investment advisor. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.
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Bilan & Liquidités
Chiffre d'affaires
$1.00B
12 derniers mois (au 30/06/2026)
Résultat net
$271M
12 derniers mois (au 30/06/2026)
Flux de trésorerie libre
$239M
Capitaux propres totaux
$3.57B
Passif total
$21.35B
Ratio de liquidité général
-
Couverture des intérêts
0.42
Dette/EBITDA
-
Bénéfice par action
Chiffre d'affaires & Résultat net
Flux de trésorerie libre
Décomposition du résultat
État historique
Marges dans le temps
La dette dans le temps
Grille de la croissance
Croissance — Chiffre d'affaires
Estimation de la juste valeur
Juste valeur
$63.15
Prix actuel
$83.17
Marge de sécurité
-31.7%
Fourchette de juste valeur
$45.16 - $81.14
Méthodes d'estimation
Indicateurs de valorisation
Ratio P/E
15.10
ROE
5.8%
Ratio P/B
1.13
P/FCF
13.02
Marge brute
-
ROIC
-
Radar de rentabilité
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critères d'analyse fondamentale
Réussi (14)
- EPS shows upward trend
- EPS CAGR 10.64%
- P/FCF 13.02
- P/B Ratio 1.13
- Operating Margin 34.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 7.7%
- Revenue Growth 5Y 18.3%
- Analyst Consensus 77% Buy
- Earnings Quality (OCF/NI) 1.19
- Net Margin Trend 27.0% vs 26.5%
Échoué (9)
- Price CAGR 1.74%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -1.7%
- PEG Ratio 3.68
- Share Dilution 8.7%
- Piotroski F-Score 3/9
Indisponible (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Score F de Piotroski
Préoccupations financières sérieuses
Qualité des bénéfices
Qualité élevée : bénéfices soutenus par la trésorerie
Dilution du capital
Émission de nouvelles actions, diluant la participation
Gouvernance
Équipe dirigeante
| Nom | Titre | Âge |
|---|---|---|
| Mr. Jeffrey J. Tengel | President, CEO & Director | 62 |
| Mr. Mark J. Ruggiero CPA | Chief Financial Officer | 48 |
| Ms. Patricia M. Natale Esq. | Executive VP, General Counsel & Corporate Secretary | 59 |
| Mr. Lee C. Powlus | Executive VP & Chief Administrative Officer of Rockland Trust Company | 64 |
| Mr. James Rizzo | Executive VP & Chief Commercial Banking Officer of Rockland Trust Company | 62 |
| Mr. David Byron Smith C.F.A. | Executive VP & Chief Investment Officer | - |
| Ms. Maureen A. Gaffney | Senior VP, Controller & Principal Accounting Officer | 46 |
| Mr. Alastair Ironside | Executive VP & Chief Marketing Officer | - |
| Ms. Maria S. Harris | Executive VP & Chief Human Resource Officer of Rockland Trust Company | 54 |
| Mr. Timothy C. Lane | Executive VP & Chief Internal Auditor | - |
Risque d'audit
4
Risque du conseil
1
Risque de rémunération
2
Risque droits des actionnaires
6
Partie 2 · Le prix et le moment d'entrer
Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.
Latest News
Recent headlines for INDB, sourced from Markets Gazette.