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Payoneer Global Inc. (PAYO)

NEUTRAL
TechnologySoftware - InfrastructureUnited States

Fondamental

59

Prix

$7.12

Capitalisation boursière

$2.41B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Bilan & Liquidités

Chiffre d'affaires

$855M

12 derniers mois (au 30/06/2026)

Résultat net

$50M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$207M

Capitaux propres totaux

$704M

Passif total

$8.25B

Ratio de liquidité général

1.00

Couverture des intérêts

-

Dette/EBITDA

0.08

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Le poids de la dette

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

Justement valorisé

Juste valeur

$6.80

Prix actuel

$7.12

Marge de sécurité

-4.6%

Fourchette de juste valeur

$4.42 - $9.18

Méthodes d'estimation

Analyst Target:$7.40
DCF:$12.23
PE-based:$3.33
Graham Growth:$2.28
EPV:$2.99
Consensus des analystes:Acheter (6B / 8H / 0S)
Dernière surprise sur les résultats:-117.04%

Indicateurs de valorisation

Ratio P/E

50.79

ROE

10.4%

Ratio P/B

3.69

P/FCF

13.28

Marge brute

-

ROIC

10.7%

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

10.7%

WACC

9.4%

ROIC − WACC

+1.3 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Critères d'analyse fondamentale

Réussi (13)

  • EPS shows upward trend
  • ROIC 10.7%
  • P/FCF 13.28
  • Operating Margin 13.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA
  • Low reliance on intangibles
  • ROE 10.0%
  • Earnings Quality (OCF/NI) 4.42
  • Share Dilution -1.4%
  • Piotroski F-Score 6/9

Échoué (9)

  • Price CAGR -5.99%
  • P/B Ratio 3.69
  • Debt/Equity ratio
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -33.6%
  • Net Margin Trend 5.9% vs 13.0%

Indisponible (5)

  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Interest Coverage
  • Revenue Growth 5Y (Finnhub)
  • PEG Ratio (need PE > 0 and growth > 0)

Score F de Piotroski

6/9

Signaux mixtes : certains domaines nécessitent attention

score
criteria

Qualité des bénéfices

4.42

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-1.4%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. John R. CaplanCEO & Director55
Ms. Beatrice Ordonez C.A.Chief Financial Officer52
Ms. Tsafi Erlich GoldmanChief Legal & Governance Officer and Corporate Secretary60
Mr. Itai PerrySenior VP of Finance & Principal Accounting Officer-
Mr. Oren RynglerChief Product & Technology Officer-
Ms. Michelle WangVice President of Investor Relations-
Mr. Micheal SheehyChief Compliance Officer-
Mr. John DavisChief People Officer-
Mr. Kevin AmbrosiniChief Strategy Officer-
Mr. Adam CohenChief Growth Officer-

Risque d'audit

5

Risque du conseil

3

Risque de rémunération

3

Risque droits des actionnaires

3

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for PAYO, sourced from Markets Gazette.

  • 2/26/2026NEUTRAL
    Payoneer (PAYO) Q4 2025 Earnings Call Transcript

    The financial community was keenly awaiting the publication of the Payoneer (PAYO) Q4 2025 earnings call transcript. However, detailed information regarding the content of this call has not been made publicly available. This prevents investors from thoroughly analyzing the company's financial performance, future projections, and any operational strategies discussed by management. Earnings conference calls are critical moments for the market, offering transparency and guiding shareholder expectations. The lack of immediate access to this key data leaves market participants awaiting further clarification to assess Payoneer's trajectory and outlook.

  • 2/25/2026POSITIVE
    Payoneer joins rush of fintechs bidding for US bank charters

    Payoneer, a prominent digital payments company, is joining the growing cohort of fintech firms vying for a US bank charter. This strategic move, which also sees industry players like Coinbase and Crypto.com (the latter having received conditional approval) in the running, signals an acceleration within the sector towards integrating traditional financial services with innovative digital solutions. For investors, securing a bank charter would represent a significant growth catalyst for Payoneer, enabling the company to broaden its product offerings, enhance its regulatory standing, and attract a wider customer base, thereby bolstering confidence in its business model and its potential for expansion within the US financial market.

via Markets Gazette