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Seacoast Banking Corporation of Florida (SBCF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fondamental

45

Prix

$34.12

Capitalisation boursière

$3.35B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Bilan & Liquidités

Chiffre d'affaires

$733M

12 derniers mois (au 30/06/2026)

Résultat net

$162M

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

-

Capitaux propres totaux

$2.71B

Passif total

$17.79B

Ratio de liquidité général

-

Couverture des intérêts

0.31

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

BankSurévalué

Juste valeur

$20.38

Prix actuel

$34.12

Marge de sécurité

-67.4%

Fourchette de juste valeur

$13.25 - $27.52

Méthodes d'estimation

Analyst price target:$37.04
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$20.12
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$12.44
Dividend discount (Gordon):$11.55
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consensus des analystes:Acheter (7B / 5H / 0S)
Dernière surprise sur les résultats:-1.04%

Indicateurs de valorisation

Ratio P/E

22.30

ROE

5.3%

Ratio P/B

1.22

P/FCF

-

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

9.7%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (7)

  • EPS shows upward trend
  • P/B Ratio 1.22
  • Operating Margin 28.3%
  • Low reliance on intangibles
  • Revenue Growth 5Y 14.7%
  • Analyst Consensus 58% Buy
  • Earnings Quality (OCF/NI) 1.35

Échoué (12)

  • Price CAGR 4.61%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Unknown)
  • ROE 5.6%
  • Earnings Surprise avg 1.0%
  • PEG Ratio 8.81
  • Share Dilution 8.3%
  • Net Margin Trend 22.1% vs 25.0%
  • Piotroski F-Score 4/9

Indisponible (8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

4/9

Signaux mixtes : certains domaines nécessitent attention

score
criteria

Qualité des bénéfices

1.35

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

8.3%

Émission de nouvelles actions, diluant la participation

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Charles M. Shaffer CPAChairman, President & CEO51
Ms. Tracey L. Dexter CPAExecutive VP & CFO51
Ms. Juliette P. KleffelExecutive VP & COO54
Mr. Joseph M. ForlenzaExecutive VP & Chief Risk Officer63
Mr. Austen D. CarrollExecutive VP & Chief Lending Officer47
Mr. Jeff SemonovichExecutive VP & Chief Information Officer-
Ms. Amanda LopezExecutive VP & Chief Marketing Officer-
Mr. Daniel G. ChappellChief HR Officer & Executive VP-
Mr. Michael J. SonegoExecutive VP, Executive VP of Community Banking & Residential Lending Executive-
Mr. James NortonExecutive VP & Commercial Real Estate Executive-

Risque d'audit

2

Risque du conseil

5

Risque de rémunération

1

Risque droits des actionnaires

7

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for SBCF, sourced from Markets Gazette.

  • 3/1/2026NEGATIVE
    Seacoast Banking Corp. EVP Sells 12k Shares For $416M

    Investors are closely watching the recent sale of 12,000 shares of Seacoast Banking Corp. by an Executive Vice President, valued at $416 million. This insider selling, often seen as a cautionary signal from those closest to the company, raises questions about internal confidence in the bank's future prospects, despite its strong client base in Florida. Analysts will be monitoring whether this transaction foreshadows weakness in the stock or if it's an isolated personal portfolio management decision. The market may react with downward pressure, assessing the implications of such a significant divestment.

via Markets Gazette